403 Ambergate Ln, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 403 Ambergate Ln, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	3,222 sqft · built 2018
Lot Size	0.199 acres (8,704 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Mar 2020)
Tax Bill	$2,752 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`197-13-03-038`

Property Details

APN / Parcel Number

Primary APN	`197-13-03-038`
Alternative APN	`197-00-01-083`

Interior

Building Area	3,222 sqft Finished Area
1st Floor Area	1,782 sqft
2nd Floor Area	1,440 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,704 sqft (0.199 acres)
Garage Area	640 sqft
Porch	Slab
Porch Area	386 sqft

Location & Zoning

Street Address	403 AMBERGATE LN
City	MONCKS CORNER
State	SC
Zip	29461-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MONCKS COR
Legal Description	LOT 38FOXBANK TR H PH H-1 & H-2
Legal Subdivision	FOXBANK 2018
Legal Tract	H
Legal Lot Number	38
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	1
Census Block	1049
Census Tract	20601

Owner

403 Ambergate Ln is owned and occupied by two individuals who bought it in March 2020.

Source: Berkeley County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 10, 2020	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 14, 2019	Grant Deed, Transfer MORTGAGE NTWK
Jun 12, 2018	Deed, Transfer · FHA Mortgage AMERIS BANK
Nov 13, 2017	Grant Deed, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Prior Sale	Jun 14, 2019 · Amount on File
Deed Document Number	20208484
Deed Book / Page	3295 / 285
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	403 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3739/0264
Date	Mar 23, 2021
Book Page	3739/264
Instrument	2021013241

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Mar 10, 2020
Property Address	403 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Document Number	03295/0285
Book / Page	3295 / 285
Instrument Date	Mar 9, 2020
Instrument	2020008484
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 AMBERGATE LN, MONCKS CORNER, SC 29461-5802

Mortgage

Document Number	2020008485
Date	Mar 10, 2020
Instrument	2020008485

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 14, 2019
Property Address	403 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Document Number	3048/0093
Book / Page	003048 / 000093
Instrument Date	Jun 14, 2019
Instrument	20177
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 AMBERGATE LN MONCKS CORNER SC 294615802, MONCKS CORNER, SC 29461-5802

Mortgage

Document Number	3048/0098
Date	Jun 14, 2019
Book Page	003048/000098
Instrument	20178

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 12, 2018
Property Address	403 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Document Number	02767/0289
Book / Page	2767 / 0289
Map Reference	CAB S PG 331A&332A
Instrument Date	Jun 11, 2018
Instrument	2018019436
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,322.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 AMBERGATE LN, MONCKS CORNER, SC 29461-5802

Mortgage

Document Number	2018019437
Date	Jun 12, 2018
Instrument	2018019437

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

November 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Nov 13, 2017
Property Address	403 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Book / Page	002609 / 000001
Instrument Date	Nov 10, 2017
Instrument	41122
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	421 WANDO PARK BLVD #230 MOUNT PLEASANT SC 294647960, 230, MOUNT PLEASANT, SC 29464-7960

Mortgage

Document Number	2609/0001
Date	Nov 13, 2017
Book Page	002609/000001
Instrument	41122

Lender

Name	REGIONS BK
Type	Bank
Address	1201 MAIN ST # 1810, COLUMBIA, SC 29201-3294

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 403 Ambergate Ln was $2,752 with a homeowner's exemption, up 5% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Moncks Corner Town
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,670 (+2,399.97%) Land $67,952 Building $352,718	$464,300 (-) Land $75,000 Building $389,300
2025	$2,752.00 (+5%)	$16,827 (-) Land $2,718 Building $14,109	$464,300 (-) Land $75,000 Building $389,300
2024	$2,621.00 Homeowner's exemption	$16,827 Land $2,718 Building $14,109	$464,300 Land $75,000 Building $389,300
2022	$2,506.00 Homeowner's exemption	$14,632 Land $2,800 Building $11,832	$365,800 Land $70,000 Building $295,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Ambergate Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Ambergate Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ambergate Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures