402 Ambergate Ln, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 402 Ambergate Ln, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	2,367 sqft · built 2017
Lot Size	0.199 acres (8,681 sqft)
Owner	2 Individual Names on File
Last Sale	$317,790 (Mar 2018)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`197-13-03-055`

Property Details

APN / Parcel Number

Primary APN	`197-13-03-055`
Alternative APN	`197-00-01-083`

Interior

Building Area	2,367 sqft Finished Area
1st Floor Area	2,367 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,681 sqft (0.199 acres)
Garage Area	400 sqft
Porch	Patio
Porch Area	281 sqft

Location & Zoning

Street Address	402 AMBERGATE LN
City	MONCKS CORNER
State	SC
Zip	29461-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MONCKS COR
Legal Description	LOT 55FOXBANK TR H PH H-1 & H-2
Legal Subdivision	FOXBANK 2018
Legal Tract	H
Legal Lot Number	55
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	1
Census Block	1050
Census Tract	20601

Owner

402 Ambergate Ln is owned and occupied by two individuals who bought it in March 2018.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit REV FEDERAL CREDIT UNION
Mar 7, 2018	Deed, Subdivision Related Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2018 · Amount on File
Deed Sale	Mar 7, 2018 · Amount on File
Prior Sale	Sep 15, 2016 · Amount on File
Deed Document Number	20187149
Deed Book / Page	2688 / 853
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	402 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04834/0687
Date	Apr 17, 2024
Book Page	4834/687
Instrument	2024011420

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Mar 7, 2018
Property Address	402 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Document Number	02688/0853
Book / Page	2688 / 0853
Map Reference	CAB S PG 331A&332A
Instrument Date	Feb 27, 2018
Instrument	2018007149
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 AMBERGATE LN, MONCKS CORNER, SC 29461-5802

Mortgage

Document Number	2018007150
Date	Mar 7, 2018
Instrument	2018007150

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 402 Ambergate Ln was $2,432 with a homeowner's exemption, up 5.3% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Moncks Corner Town
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,125 (+2,4%) Land $73,535 Building $291,590	$372,400 (-) Land $75,000 Building $297,400
2025	$2,432.00 (+5.28%)	$14,605 (-) Land $2,941 Building $11,664	$372,400 (-) Land $75,000 Building $297,400
2024	$2,310.00 Homeowner's exemption	$14,605 Land $2,941 Building $11,664	$372,400 Land $75,000 Building $297,400
2022	$2,212.00 Homeowner's exemption	$12,700 Land $2,600 Building $10,100	$317,500 Land $65,000 Building $252,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Ambergate Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Ambergate Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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