405 4th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 405 4th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.112 acres (4,860 sqft)
Owner	Individual Name on Record
Last Sale	$6,500 (Oct 2022)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Oct 2022 Sale Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1121438007`

Property Details

APN / Parcel Number

Primary APN	`1121438007`
Alternative APN	`105888`

Exterior

Lot Area	4,860 sqft (0.112 acres)
Lot Dimensions	135 ft deep x 36 ft wide

Location & Zoning

Account Number	105888
Street Address	405 4TH AVE
City	STERLING
State	IL
Zip	61081-3750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST OF BROADWAY S 36' LOT 9 BLK 20 119900X
Legal Subdivision	WEST OF BROADWAY
Legal Block	20
Legal Lot Number	9
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2043
Census Tract	1102

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	405 4TH AVE, STERLING, IL 61081-3750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer
Aug 17, 2020	Warranty Deed, Transfer · Conventional with PMI STERLING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	20226047
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 4, 2022
Property Address	405 4TH AVE, STERLING, IL 61081-3750
Document Number	0000006047
Instrument Date	Sep 28, 2022
Instrument	2022-06047
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 10TH AVE, ROCK FALLS, IL 61071-1550

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 17, 2020
Property Address	405 4TH AVE, STERLING, IL 61081-3750
Document Number	0000005053
Instrument Date	Jul 31, 2020
Instrument	5053
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 4TH AVE STERLING IL 610813750, STERLING, IL 61081-3750

Mortgage

Document Number	5054
Date	Aug 17, 2020
Instrument	5054

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 16, 2035

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 (+16.52%)	$37,256 (+18.28%) Land $4,090 Building $33,166
2024			$111,768 (+18.28%) Land $12,270 Building $99,498
2022	$2,724.00 Additional exemption filed	$31,498 Land $3,458 Building $28,040	$94,494 Land $10,374 Building $84,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	250 / 50

May also be available: Surf Internet, Verizon.

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