202 4th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 202 4th Ave, Sterling, IL 61081

Property Summary

Property TypeCommercial
Lot Size0.319 acres (13,905 sqft)
OwnerCompany Name on File
Last Sale$180,000 (Jan 2020)
Tax Bill$6,093 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1121484007

Property Details

APN / Parcel Number

Primary APN1121484007
Alternative APNs
  • 101045
  • 110004

Exterior

Lot Area13,905 sqft (0.319 acres)
Lot Dimensions135 ft deep x 103 ft wide

Location & Zoning

Account Number110004
Street Address202 4TH AVE
CitySTERLING
StateIL
Zip61081-3917
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionWEST OF BROADWAY LOTS 5 & 6 & S 3' LOT 4 BLK 35 136200
Legal SubdivisionWEST OF BROADWAY
Legal Block35
Legal Lot Number4-6
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2076
Census Tract1102

Owner

202 4th Ave, a commercial property, is owned by a company that bought it in January 2020.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordCompany Name on File
Mailing Address202 4TH AVE, STERLING, IL 61081-3917
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2023Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL BANK ILLINOIS
Jan 31, 2020Warranty Deed, Transfer · Conventional Mortgage
LAWRENCE E GASKILL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2020 · Amount on File
Deed SaleJan 31, 2020 · Amount on File
Deed Document Number2020643
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address202 4TH AVE, STERLING, IL 61081-3917
Transaction TypeMortgage
Record UpdatedJul 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003244
DateJul 5, 2023
Instrument2023-03244
Lender
NameCENTRAL BANK ILLINOIS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 5, 2043

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateJan 31, 2020
Property Address202 4TH AVE, STERLING, IL 61081-3917
Document Number0000000643
Instrument DateJan 27, 2020
Instrument643
Transaction TypeTransfer
Record UpdatedFeb 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address205 E 2ND ST STERLING IL 610813931, STERLING, IL 61081-3931

Mortgage

Document Number644
DateJan 31, 2020
Instrument644
Lender
NameLAWRENCE E GASKILL
Address1735 FOREST HILLS DR, DIXON, IL 61021-9196
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term36 Months
DueJan 30, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 202 4th Ave was $6,093.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,093.00$59,994 Land $5,457 Building $54,537
2024$179,982 Land $16,371 Building $163,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 202 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Rise Broadband
Fixed Wireless
250 / 50

May also be available: Verizon.

Nearby Properties on 4th Ave

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