404 4th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 404 4th Ave, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,163 sqft · built 1923
Lot Size0.108 acres (4,725 sqft)
Owner2 Individual Names on Record
Last Sale$148,000 (May 2023)
Tax Bill$4,045 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN1121439006

Property Details

APN / Parcel Number

Primary APN1121439006
Alternative APNs
  • 103418
  • 115050

Interior

Bedrooms3 Beds
Building Area1,163 sqft Building Perimeter
Basement Area775 sqft
Unfinished Basement775 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Lot Area4,725 sqft (0.108 acres)
Lot Dimensions135 ft deep x 35 ft wide
Garage Area520 sqft

Location & Zoning

Account Number115050
Street Address404 4TH AVE
CitySTERLING
StateIL
Zip61081-3751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST OF BROADWAY N 35 LOT 5 BLK 19 119200X
Legal SubdivisionWEST OF BROADWAY
Legal Block19
Legal Lot Number5
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2042
Census Tract1102

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address404 4TH AVE, STERLING, IL 61081-3751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2023 · Amount on Record
Deed SaleMay 11, 2023 · Amount on Record
Deed Document Number20232226
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateMay 11, 2023
Property Address404 4TH AVE, STERLING, IL 61081-3751
Document Number0000002226
Instrument DateMay 8, 2023
Instrument2023-02226
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2100 FREEPORT RD # 410E, 410E, STERLING, IL 61081-1715

Mortgage

Document Number0000002227
DateMay 11, 2023
Instrument2023-02227
Lender
NameCOMMUNITY STATE BANK OF ROCK FALLS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,045.00$45,828 Land $3,699 Building $42,129
2024$137,484 Land $11,097 Building $126,387

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Rise Broadband
Fixed Wireless
250 / 50

May also be available: Surf Internet, Verizon.

Nearby Properties on 4th Ave

Nearby Streets

Search Property Records by Address or Parcel Number