Whiteside County property record for 409 4th Ave, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $57,500 (Aug 2019) |
| Tax Bill | $2,576 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1121438004 |
| Primary APN | 1121438004 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,750 sqft (0.155 acres) |
|---|---|
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Account Number | 110004 |
|---|---|
| Street Address | 409 4TH AVE |
| City | STERLING |
| State | IL |
| Zip | 61081-3750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST OF BROADWAY LOT 11 BLK 20 120200X |
| Legal Subdivision | WEST OF BROADWAY |
| Legal Block | 20 |
| Legal Lot Number | 11 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 1102 |
Source: Whiteside County records, as of June 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 202 4TH AVE, STERLING, IL 61081-3917 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CIVIC FNCL SVCS |
| Aug 29, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Jun 16, 2006 · Amount on Record |
| Deed Document Number | 20194648 |
| Prior Transfer Date | Jun 14, 2006 |
| Prior Transfer Doc | 0051032006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 409 4TH AVE, STERLING, IL 61081-3750 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202107408 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-07408 |
| Name | CIVIC FNCL SVCS |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Aug 29, 2019 |
| Property Address | 409 4TH AVE, STERLING, IL 61081-3750 |
| Document Number | 0000004648 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 4648 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $86.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 205 E 2ND ST STERLING IL 610813931, STERLING, IL 61081-3931 |
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,576.00 | $25,370 Land $4,872 Building $20,498 | |
| 2024 | $76,110 Land $14,616 Building $61,494 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Rise Broadband Fixed Wireless | 250 / 50 |
May also be available: Surf Internet, Verizon.
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