304 4th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 304 4th Ave, Sterling, IL 61081

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	0.039 acres (1,692 sqft)
Owner	Company Name on File
Last Sale	$24,900 (Dec 2007)
Tax Bill	$363 (2024)
Deeds & Mortgages	Mar 2021 Refinance Jun 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1121480006`

Property Details

APN / Parcel Number

Primary APN	`1121480006`
Alternative APNs	`79573` `51278`

Exterior

Lot Area	1,692 sqft (0.039 acres)
Lot Dimensions	46.5 ft deep x 36 ft wide

Location & Zoning

Account Number	51278
Street Address	304 4TH AVE
City	STERLING
State	IL
Zip	61081-3749
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	WEST OF BROADWAY S 20' OF W 46.5' LOT 5 & N 16' OF W 46.5' LOT 6 BLK 30 130001X DOR 25-098-00002
Legal Block	30
Legal Lot Number	5-6
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2069
Census Tract	1102

Owner

304 4th Ave is owned by a company that bought it in December 2007.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Company Name on File
Mailing Address	212 3RD AVE, STERLING, IL 61081-3932
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BYRON BANK
Jun 7, 2024	Warranty Deed, Transfer
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BYRON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2007 · Amount on File
Deed Sale	Dec 18, 2007 · Amount on File
Prior Sale	Dec 18, 2007 · Amount on File
Deed Document Number	200711591-2007
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	304 4TH AVE, STERLING, IL 61081-3749
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002031
Date	Mar 24, 2021
Instrument	2021-02031

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 7, 2024
Property Address	304 4TH AVE, STERLING, IL 61081-3749
Document Number	0000002513
Instrument Date	Jun 4, 2024
Instrument	2024-02513
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 3RD AVE, STERLING, IL 61081-3932
Investor	Possibly a Property Investor

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	304 4TH AVE, STERLING, IL 61081-3769
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102031
Date	Mar 24, 2021
Instrument	2021-02031

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2024	$363.00
2023		$10,446 Land $10,446

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 304 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50

May also be available: Verizon.

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