4049 Havenwood Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4049 Havenwood Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,248 sqft · built 1996
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Feb 2020)
Tax Bill	$5,484 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-32-19.-157`

Property Details

APN / Parcel Number

Primary APN	`41-32-19.-157`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,248 sqft Living Area
1st Floor Area	916 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
View / Lot	Cul-de-sac
Garage Area	504 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	139 sqft
Deck Area	511 sqft
Patio Area	511 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4049 HAVENWOOD DR
City	CINCINNATI
State	OH
Zip	45245-2193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENVIEW; LOT 15
Legal Subdivision	GLENVIEW
Legal Lot Number	15
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	41202

Owner

4049 Havenwood Dr is owned and occupied by an individual who bought it in February 2020.

Source: Clermont County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	4049 HAVENWOOD DR, CINCINNATI, OH 45245-2193
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 10, 2020	Warranty Deed, Transfer · FHA Mortgage PEOPLES BANK
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2020 · Amount on File
Deed Sale	Feb 10, 2020 · Amount on File
Prior Sale	Jun 2, 2009 · Amount on File
Deed Document Number	20203315
Deed Book / Page	2830 / 782
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Recording Date	Sep 29, 2026
Property Address	4049 HAVENWOOD DR, CINCINNATI, OH 45245-2193
Document Number	0000022508
Book / Page	3035 / 632
Instrument Date	Sep 21, 2026
Instrument	202622508
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	4049 HAVENWOOD DR, CINCINNATI, OH 45245-2193

Mortgage

Document Number	0000022508,
Date	Sep 29, 2026
Book Page	3035/632
Instrument	202622508

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4049 HAVENWOOD DR, CINCINNATI, OH 45245-2193
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002929
Date	Jan 28, 2022
Book Page	2910/23
Instrument	202200002929

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Feb 10, 2020
Property Address	4049 HAVENWOOD DR, CINCINNATI, OH 45245-2193
Document Number	0000003315
Book / Page	2830 / 0782
Map Reference	CAB 5 PG 68
Instrument Date	Jan 31, 2020
Instrument	202000003315
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4049 HAVENWOOD DR, CINCINNATI, OH 45245-2193

Mortgage

Document Number	0000003316
Date	Feb 10, 2020
Instrument	202000003316

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4049 HAVENWOOD DR, CINCINNATI, OH 45245-2193
Document Number	0000028310
Book / Page	002743 / 001211
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4049 HAVENWOOD DR CINCINNATI OH 452452193, CINCINNATI, OH 45245-2193

Mortgage

Document Number	0000028310
Date	Dec 5, 2017
Book Page	002743/001211
Instrument	28310

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4049 Havenwood Dr was $5,484 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,484.00	$108,960 Land $16,800 Building $92,160
2024			$311,300 (-) Land $48,000 Building $263,300
2023	$10,837.00 (+127.38%) Homeowner's exemption	$108,960 (+33.2%) Land $16,800 Building $92,160	$311,300 Land $48,000 Building $263,300
2022	$4,766.00 Homeowner's exemption	$81,800 Land $12,600 Building $69,200
2020			$233,700 Land $36,000 Building $197,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4049 Havenwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4049 Havenwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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