4048 Havenwood Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4048 Havenwood Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,296 sqft · built 1994
Lot Size	0.383 acres (16,683 sqft)
Owner	2 Individual Names on File
Last Sale	$274,000 (Jun 2020)
Tax Bill	$5,456 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-19.-158`

Property Details

APN / Parcel Number

Primary APN	`41-32-19.-158`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,296 sqft Living Area
1st Floor Area	728 sqft
Basement Area	378 sqft
Unfinished Basement	378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,683 sqft (0.383 acres)
View / Lot	Cul-de-sac
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	530 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4048 HAVENWOOD DR
City	CINCINNATI
State	OH
Zip	45245-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENVIEW; LOT 16
Legal Subdivision	GLENVIEW
Legal Lot Number	16
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	41202

Owner

4048 Havenwood Dr is owned and occupied by two individuals who acquired it in July 2025.

Source: Clermont County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4048 HAVENWOOD DR, CINCINNATI, OH 45245-2144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage CINCINNATI HEALTHCARE ASSOCIATES FCU
Jun 8, 2020	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	Nov 7, 2006 · Amount on File
Deed Document Number	202013769
Deed Book / Page	2840 / 4762
Last Transfer Date	Jul 24, 2025
Transfer Doc	0000015434
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4048 HAVENWOOD DR, CINCINNATI, OH 45245-2144
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 HAVENWOOD DR, CINCINNATI, OH 45245-2144

Mortgage

Document Number	0000013278
Date	May 13, 2022
Book Page	2919/4543
Instrument	202200013278

Lender

Name	CINCINNATI HEALTHCARE ASSOCIATES FCU
Type	Credit Union
Address	CINCINNATI, OH 45219

Agreement

Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 8, 2020
Property Address	4048 HAVENWOOD DR, CINCINNATI, OH 45245-2144
Document Number	0000013769
Book / Page	2840 / 4762
Map Reference	CAB 5 PG 68
Instrument Date	May 29, 2020
Instrument	202000013769
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 HAVENWOOD DR, CINCINNATI, OH 45245-2144

Mortgage

Document Number	0000013770
Date	Jun 8, 2020
Instrument	202000013770

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4048 Havenwood Dr was $5,456 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,456.00	$108,400 Land $16,800 Building $91,600
2024			$309,700 (+6.83%) Land $48,000 Building $261,700
2023	$10,092.00 (+127.45%) Homeowner's exemption	$101,470 (+33.23%) Land $16,800 Building $84,670	$289,900 Land $48,000 Building $241,900
2022	$4,437.00 Homeowner's exemption	$76,160 Land $12,600 Building $63,560
2020			$217,600 Land $36,000 Building $181,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4048 Havenwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4048 Havenwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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