4046 Havenwood Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4046 Havenwood Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,388 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2023)
Tax Bill	$6,097 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-32-19.-159`

Property Details

APN / Parcel Number

Primary APN	`41-32-19.-159`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area
1st Floor Area	932 sqft
Basement Area	440 sqft
Unfinished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Cul-de-sac
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4046 HAVENWOOD DR
City	CINCINNATI
State	OH
Zip	45245-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENVIEW; LOT 17
Legal Subdivision	GLENVIEW
Legal Lot Number	17
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	41202

Owner

4046 Havenwood Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Clermont County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4046 HAVENWOOD DR, CINCINNATI, OH 45245-2144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · VA Mortgage SIBCY CLINE MORTGAGE SERVICES INC
May 10, 2022	Quit Claim Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Oct 17, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Prior Sale	May 10, 2022 · Amount on File
Deed Document Number	202312433
Deed Book / Page	2948 / 1093
Prior Transfer Date	Mar 20, 2004
Prior Transfer Doc	0000016305
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jul 12, 2023
Property Address	4046 HAVENWOOD DR, CINCINNATI, OH 45245-2144
Document Number	0000012433
Book / Page	2948 / 1093
Map Reference	CAB 5 PG 68
Instrument Date	Jul 7, 2023
Instrument	202300012433
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4046 HAVENWOOD DR, CINCINNATI, OH 45245-2144
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012434
Date	Jul 12, 2023
Instrument	202300012434

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLERMONT OH
Recording Date	May 10, 2022
Property Address	4046 HAVENWOOD DR, CINCINNATI, OH 45245-2144
Document Number	0000012961
Book / Page	2919 / 2873
Map Reference	CAB 5 PG 68
Instrument Date	May 5, 2022
Instrument	202200012961
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	ELEVATED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4046 HAVENWOOD DR, CINCINNATI, OH 45245-2144

Mortgage

Document Number	0000012996
Date	May 11, 2022
Book Page	2919/3037
Instrument	202200012996

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 17, 2018
Property Address	4046 HAVENWOOD DR, CINCINNATI, OH 45245-2144
Document Number	0000023545
Book / Page	002794 / 003308
Instrument Date	Oct 10, 2018
Instrument	23545
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$954.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4046 HAVENWOOD DR CINCINNATI OH 452452144, CINCINNATI, OH 45245-2144

Tax Assessment & Valuation

The 2025 property tax bill for 4046 Havenwood Dr was $6,097 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,097.00	$121,140 Land $16,800 Building $104,340
2024			$346,100 (-) Land $48,000 Building $298,100
2023	$12,048.00 (+122.41%) Homeowner's exemption	$121,140 (+33.22%) Land $16,800 Building $104,340	$346,100 Land $48,000 Building $298,100
2022	$5,417.00	$90,930 Land $12,600 Building $78,330
2020			$259,800 Land $36,000 Building $223,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4046 Havenwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4046 Havenwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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