4045 Havenwood Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4045 Havenwood Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,858 sqft · built 1997
Lot Size	0.237 acres (10,324 sqft)
Owner	Individual Name on File
Last Sale	$2,264 (Apr 2021)
Tax Bill	$4,692 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-32-19.-155`

Property Details

APN / Parcel Number

Primary APN	`41-32-19.-155`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
1st Floor Area	673 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,324 sqft (0.237 acres)
View / Lot	Cul-de-sac
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	22 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4045 HAVENWOOD DR
City	CINCINNATI
State	OH
Zip	45245-2193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENVIEW; LOT 13
Legal Subdivision	GLENVIEW
Legal Lot Number	13
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	41202

Owner

4045 Havenwood Dr is owned and occupied by an individual who bought it in April 2021.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4045 HAVENWOOD DR, CINCINNATI, OH 45245-2193
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 4, 2019	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Jul 26, 2017	Deed of Trust, Mortgage · VA Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Apr 4, 2019 · Amount on File
Deed Document Number	202112286
Deed Book / Page	2877 / 1306
Prior Transfer Date	Apr 12, 2021
Prior Transfer Doc	0000012286
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLERMONT OH
Recording Date	Apr 16, 2021
Property Address	4045 HAVENWOOD DR, CINCINNATI, OH 45245-2193
Document Number	0000012286
Book / Page	2877 / 1306
Map Reference	CAB 5 PG 68
Instrument Date	Apr 12, 2021
Instrument	202100012286
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	NOT AVAILABLE, TNTA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4045 HAVENWOOD DR, CINCINNATI, OH 45245-2193

Mortgage

Document Number	0000012287
Date	Apr 16, 2021
Instrument	202100012287

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Apr 4, 2019
Property Address	4045 HAVENWOOD DR, CINCINNATI, OH 45245-2193
Document Number	0000006499
Book / Page	002804 / 005911
Instrument Date	Mar 27, 2019
Instrument	6499
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	CS TITLE AGENCY, CS TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4045 HAVENWOOD DR CINCINNATI OH 452452193, CINCINNATI, OH 45245-2193

Mortgage

Document Number	6500
Date	Apr 4, 2019
Book Page	002804/005913
Instrument	6500

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 3, 2039

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4045 HAVENWOOD DR, CINCINNATI, OH 45245-2193
Document Number	0000017504
Book / Page	002720 / 000258
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4045 HAVENWOOD DR CINCINNATI OH 452452193, CINCINNATI, OH 45245-2193

Mortgage

Document Number	0000017504
Date	Aug 2, 2017
Book Page	002720/000258
Instrument	17504

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 4045 Havenwood Dr was $4,692 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,692.00	$93,240 Land $16,800 Building $76,440
2024			$266,400 (-) Land $48,000 Building $218,400
2023	$9,273.00 (+127.39%) Homeowner's exemption	$93,240 (+33.2%) Land $16,800 Building $76,440	$266,400 Land $48,000 Building $218,400
2022	$4,078.00 Homeowner's exemption	$70,000 Land $12,600 Building $57,400
2020			$200,000 Land $36,000 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4045 Havenwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4045 Havenwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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