St. Louis County property record for 4032 Clover Point Rd, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,352 sqft |
| Lot Size | 0.576 acres (25,131 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,220 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0110-00220 |
| Primary APN | 387-0110-00220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Gross Area |
| 1st Floor Area | 676 sqft |
| Exterior Material | Metal |
|---|---|
| Construction Type | Frame |
| Lot Area | 25,131 sqft (0.576 acres) |
| Garage Area | 1,872 sqft |
| Deck Area | 16 sqft |
|---|---|
| Patio Area | 78 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 52511 |
|---|---|
| Street Address | 4032 CLOVER POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0013 BLOCK:000 SERIAL # |
| Legal Subdivision | CLOVER POINT T OF GREENWOOD |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1271 |
| Census Tract | 15502 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4032 CLOVER POINT RD, TOWER, MN 55790-8148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,220.00 (+35.69%) Homeowner's exemption | ||
| 2025 | $3,110.00 (-10.43%) Homeowner's exemption | $543,900 (+22.58%) Land $247,300 Building $296,600 | $543,900 (+22.58%) Land $247,300 Building $296,600 |
| 2024 | $3,472.00 | $443,700 (+10.98%) Land $196,000 Building $247,700 | $443,700 (+10.98%) Land $196,000 Building $247,700 |
| 2022 | $399,800 Land $174,900 Building $224,900 | $399,800 Land $174,900 Building $224,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Telephone Company Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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