Mille Lacs County property record for 40428 Torchlight Rd, Isle, MN 56342
| Property Type | Single Family Home |
|---|---|
| Details | 1,292 sqft · built 1916 |
| Lot Size | 14.8 acres (646,866 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,500 (Jul 2009) |
| Tax Bill | $2,336 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-012-0900 |
| Primary APN | 08-012-0900 |
|---|
| Building Area | 1,292 sqft Total Area |
|---|
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Lot Area | 646,866 sqft (14.8 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 228 sqft |
| Shed | 1 Shed |
| Street Address | 40428 TORCHLIGHT RD |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342-2687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 OF NE OF SW, EX S 170 FT 12 42 25 14.85 |
| Legal Range | 25 |
| Legal Township | 42 |
| Legal Section | 12 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ISLE HARBOR |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970100 |
Source: Mille Lacs County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40428 TORCHLIGHT RD, ISLE, MN 56342-2687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2009 · Amount on Record |
| Deed Sale | Jul 6, 2009 · Amount on Record |
| Deed Document Number | 2009356623 |
| Last Transfer Date | Dec 28, 2011 |
| Transfer Doc | A370844 |
| Record Updated | Sep 20, 2026 |
Source: Mille Lacs County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Isle Harbor Township |
| Unified School District | Isle Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,336.00 (+7.75%) | ||
| 2025 | $2,168.00 (+16.68%) Homeowner's exemption | $265,400 (+21.19%) Land $80,500 Building $184,900 | $265,400 (+21.19%) Land $80,500 Building $184,900 |
| 2023 | $1,858.00 | $219,000 Land $60,800 Building $158,200 | $219,000 Land $60,800 Building $158,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
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