Mille Lacs County property record for 1965 Torchlight Rd, Isle, MN 56342
| Property Type | Single Family Home |
|---|---|
| Details | 1,370 sqft · built 2005 |
| Lot Size | 2.07 acres (90,503 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (May 2022) |
| Tax Bill | $2,864 (2026) |
| Deeds & Mortgages | May 2022 Sale Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-850-0010 |
| Primary APN | 08-850-0010 |
|---|
| Building Area | 1,370 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 90,503 sqft (2.07 acres) |
| Garage Area | 826 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Street Address | 1965 TORCHLIGHT RD |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342-2681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | & N 20 FT OF LOT 2 BLOCK 1 |
| Legal Range | 25 |
| Legal Township | 42 |
| Legal Section | 12 |
| Legal Subdivision | TORCHLIGHT MEADOWS |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ISLE HARBOR |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 970100 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1499 395TH ST, ISLE, MN 56342-2606 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2022 | Warranty Deed, Transfer |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on Record |
| Deed Sale | May 5, 2022 · Amount on Record |
| Deed Document Number | 2022431117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | May 3, 2022 |
| Property Address | 1965 TORCHLIGHT RD, ISLE, MN 56342-2681 |
| Document Number | 000A431117 |
| Instrument Date | May 2, 2022 |
| Instrument | A431117 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $940.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1499 395TH ST, ISLE, MN 56342-2606 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 1965 TORCHLIGHT RD, ISLE, MN 56342-2681 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A412398 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | A412398 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 1, 2024 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Isle Harbor Township |
| Unified School District | Isle Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,864.00 (+10.24%) | $324,200 (+2.27%) Land $48,500 Building $275,700 | $324,200 (+2.27%) Land $48,500 Building $275,700 |
| 2025 | $317,000 (+13.82%) Land $48,500 Building $268,500 | $317,000 (+13.82%) Land $48,500 Building $268,500 | |
| 2023 | $2,598.00 | $278,500 Land $46,500 Building $232,000 | $278,500 Land $46,500 Building $232,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
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