Mille Lacs County property record for 40113 Torchlight Rd, Isle, MN 56342
| Property Type | Single Family Home |
|---|---|
| Details | 1,076 sqft · built 2000 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,750 (2026) |
| Deeds & Mortgages | May 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-012-0904 |
| Primary APN | 08-012-0904 |
|---|
| Building Area | 1,076 sqft Total Area |
|---|
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Garage Area | 1,964 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Street Address | 40113 TORCHLIGHT RD |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342-2685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRI TR IN SE COR LYING E'LY OF HY 47 R/W, OF SW OF SW, SEE JULY 95 SURVEY 12 42 25 2.00 |
| Legal Range | 25 |
| Legal Township | 42 |
| Legal Section | 12 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ISLE HARBOR |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 970100 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40113 TORCHLIGHT RD, ISLE, MN 56342-2685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 6, 2026 |
| Transfer Doc | 0000451125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | May 8, 2026 |
| Property Address | 40113 TORCHLIGHT RD, ISLE, MN 56342-2685 |
| Document Number | 0000451125 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026451125 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | ABSOLUTE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Isle Harbor Township |
| Unified School District | Isle Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,750.00 (+8.7%) | $209,400 (+0.77%) Land $47,000 Building $162,400 | $209,400 (+0.77%) Land $47,000 Building $162,400 |
| 2025 | $1,610.00 (+3.47%) Homeowner's exemption | $207,800 (+18.88%) Land $47,000 Building $160,800 | $207,800 (+18.88%) Land $47,000 Building $160,800 |
| 2023 | $1,556.00 | $174,800 Land $40,000 Building $134,800 | $174,800 Land $40,000 Building $134,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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