Mille Lacs County property record for 40382 Torchlight Rd, Isle, MN 56342
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,218 sqft · built 2001 |
| Lot Size | 5.15 acres (224,334 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Dec 2012) |
| Tax Bill | $3,054 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-012-0905 |
| Primary APN | 08-012-0905 |
|---|
| Building Area | 1,218 sqft Living Area |
|---|
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 224,334 sqft (5.15 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 112 sqft |
| Street Address | 40382 TORCHLIGHT RD |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342-2648 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | S 170 FT OF N 1/2 OF NE OF SW, SEE SKETCH 12 42 25 5.15 |
| Legal Range | 25 |
| Legal Township | 42 |
| Legal Section | 12 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ISLE HARBOR |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970100 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40382 TORCHLIGHT RD, ISLE, MN 56342-2648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2012 · Amount on Record |
| Deed Sale | Dec 11, 2012 · Amount on Record |
| Deed Document Number | 2012376935 |
| Record Updated | Oct 29, 2026 |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Isle Harbor Township |
| Unified School District | Isle Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,054.00 (+23.44%) | $339,800 (+1.8%) Land $66,400 Building $273,400 | $339,800 (+1.8%) Land $66,400 Building $273,400 |
| 2025 | $333,800 (+24%) Land $66,400 Building $267,400 | $333,800 (+24%) Land $66,400 Building $267,400 | |
| 2023 | $2,474.00 | $269,200 Land $48,300 Building $220,900 | $269,200 Land $48,300 Building $220,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
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