2016 Torchlight Rd, Isle, MN 56342 Property Records

Mille Lacs County property record for 2016 Torchlight Rd, Isle, MN 56342 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1994
Square Footage1,792 sqft Living Area
Lot Size153,767 sqft (3.53 acres)
GarageMixed, 1,968 sqft
OccupancyOwner Occupied
Last Sale$280,000 (2022)
Tax Bill$6,314.00 (2026)

Owner

Source: Mille Lacs County records · APN 20-011-0353

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2016 TORCHLIGHT RD, ISLE, MN 56342-2649
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2023Deed of Trust, Mortgage · Line of Credit
WOODLANDS NATIONAL BANK
Aug 29, 2022Warranty Deed, Transfer
Oct 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY BANK
Jan 17, 2018Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2022 · Amount on Record
Deed SaleAug 26, 2022 · Amount on Record
Prior SaleJan 17, 2018 · Amount on Record
Deed Doc Number20221458579
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address2016 TORCHLIGHT RD, ISLE, MN 56342-2649
Transaction TypeMortgage
Record UpdatedAug 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A437279
DateAug 01, 2023
InstrumentA437279
Lender
NameWOODLANDS NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 01, 2028

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateAug 29, 2022
Property Address2016 TORCHLIGHT RD, ISLE, MN 56342-2649
Document Number000A432822
Instrument DateAug 26, 2022
InstrumentA432822
Transaction TypeTransfer
Record UpdatedSep 14, 2022

Transaction

AmountAmount Recorded
Tax$924.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 TORCHLIGHT RD, ISLE, MN 56342-2649

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address2016 TORCHLIGHT RD, ISLE, MN 56342-2649
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA419569
DateOct 01, 2020
InstrumentA419569
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2035
Interest
Rate TypeFixed Rate

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionMILLE LACS MN
Recording DateJan 17, 2018
Property Address2016 TORCHLIGHT RD, ISLE, MN 56342-2649
Document NumberA404483
Instrument DateJan 12, 2018
InstrumentA404483
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 TORCHLIGHT RD, ISLE, MN 56342-2649

Mortgage

Document NumberA404484
DateJan 17, 2018
InstrumentA404484
Lender
NameNEIGHBORHOOD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityIsle City
Unified School DistrictIsle Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,314.00 (+15.81%)
2025$429,500 (+6.71%) Land $63,700 Building $365,800$429,500 (+6.71%) Land $63,700 Building $365,800
2023$5,452.00$402,500 Land $56,100 Building $346,400$402,500 Land $56,100 Building $346,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 70% of Minnesota
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN20-011-0353

Interior

Building Area1,792 sqft Living Area
Basement Area1,792 sqft Basement

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area153,767 sqft (3.53 acres)
Parking Spaces7 Parking Spaces
Garage TypeMixed Garage
Garage Area1,968 sqft Garage
Shed1 Shed
Deck Area192 sqft Deck

Location & Zoning

Street Address2016 TORCHLIGHT RD
CityISLE
StateMN
Zip56342-2649
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT IN SE COR OF SE OF NE, LYING E'LY OF HY 47 R/W, DES IN 7/18/95 SURVEY 11 42 25 3.53
Legal Range25
Legal Township42
Legal Section11
JurisdictionMILLE LACS MN
Minor Civil DivisionISLE
Census Blockgroup1
Census Block1020
Census Tract970100

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