4030 Clover Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4030 Clover Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 560 sqft · built 1969
Lot Size	0.749 acres (32,648 sqft)
Owner	Company Name on File
Tax Bill	$2,482 (2026)
Deeds & Mortgages	Aug 2020 Sale Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`387-0110-00210`

Property Details

APN / Parcel Number

Primary APN	`387-0110-00210`
Alternative APN	`1094923`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	560 sqft Gross Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	32,648 sqft (0.749 acres)

Exterior Amenities

Porch	Patio
Porch Area	128 sqft
Deck Area	259 sqft
Storage Building	25 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1094923
Street Address	4030 CLOVER POINT RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0012 BLOCK:000 SERIAL #
Legal Subdivision	CLOVER POINT
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1271
Census Tract	15502

Owner

Source: St. Louis County records · APN 387-0110-00210

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8861 MAXWELL RD, MOUNTAIN IRON, MN 55768-8268
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 26, 2020
Transfer Doc	0001388952
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 27, 2020
Property Address	4030 CLOVER POINT RD, TOWER, MN 55790
Document Number	00A1388952
Instrument Date	Jun 26, 2020
Instrument	A1388952
Transaction Type	Transfer
Record Updated	Oct 02, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8861 MAXWELL RD MOUNTAIN IRON MN 557688268, MOUNTAIN IRON, MN 55768-8268

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 15, 2019
Property Address	4030 CLOVER POINT RD, TOWER, MN 55790
Document Number	00A1360948
Instrument Date	Aug 06, 2019
Instrument	A1360948
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8861 MAXWELL RD MOUNTAIN IRON MN 557688268, MOUNTAIN IRON, MN 55768-8268

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,482.00 (+39.91%)
2025	$1,774.00 (-0.89%)	$280,200 (+34.52%) Land $205,600 Building $74,600	$280,200 (+34.52%) Land $205,600 Building $74,600
2024	$1,790.00	$208,300 (+11.21%) Land $164,200 Building $44,100	$208,300 (+11.21%) Land $164,200 Building $44,100
2022		$187,300 Land $147,200 Building $40,100	$187,300 Land $147,200 Building $40,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover Point Rd

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