St. Louis County property record for 4026 Clover Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,154 sqft · built 1992 |
| Lot Size | 0.681 acres (29,693 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,000 (Jul 2014) |
| Tax Bill | $6,832 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0110-00190 |
| Primary APN | 387-0110-00190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Gross Area |
| 1st Floor Area | 1,142 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 29,693 sqft (0.681 acres) |
| Garage Area | 768 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 236 sqft |
| Deck Area | 110 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1025623 |
|---|---|
| Street Address | 4026 CLOVER POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8148 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0010 BLOCK:000 SERIAL # |
| Legal Subdivision | CLOVER POINT |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1271 |
| Census Tract | 15502 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4026 CLOVER POINT RD, TOWER, MN 55790-8148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2014 · Amount on Record |
| Deed Sale | Jul 24, 2014 · Amount on Record |
| Prior Sale | Feb 27, 2006 · Amount on Record |
| Deed Document Number | 20141241887 |
| Prior Transfer Date | May 12, 2004 |
| Prior Transfer Doc | 0000945625 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,832.00 (+29.94%) | ||
| 2025 | $5,258.00 (-1.02%) | $727,500 (+21.03%) Land $213,000 Building $514,500 | $727,500 (+21.03%) Land $213,000 Building $514,500 |
| 2024 | $5,312.00 | $601,100 (+10.48%) Land $171,100 Building $430,000 | $601,100 (+10.48%) Land $171,100 Building $430,000 |
| 2022 | $544,100 Land $153,600 Building $390,500 | $544,100 Land $153,600 Building $390,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Telephone Company Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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