Lake County property record for 40334 Babb Rd, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,392 sqft · built 1979 |
| Lot Size | 3.79 acres (165,101 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $212,100 (Dec 2017) |
| Tax Bill | $3,095 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-18-26-0003-000-05200 |
| Primary APN | 11-18-26-0003-000-05200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,392 sqft Living Area |
| Gross Area | 2,872 sqft |
| 1st Floor Area | 1,919 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 165,101 sqft (3.79 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 610 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 473 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2510609 |
|---|---|
| Street Address | 40334 BABB RD |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | W 1/2 OF E 1/2 OF W 1/2 OF NE 1/4 OF SW 1/4--LESS S 312 FT-- ORB 5044 PG 237 ORB 5573 PG 753 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Quarter | 3 |
| Legal Subdivision | ACREAGE |
| Legal Tract | 0003 |
| Legal Lot Number | 52 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 30110 |
Source: Lake County records, as of April 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40334 BABB RD, UMATILLA, FL 32784-9380 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Oct 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 21, 2017 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on Record |
| Deed Sale | Dec 21, 2017 · Amount on Record |
| Deed Document Number | 2017136301 |
| Deed Book / Page | 5044 / 237 |
| Last Transfer Date | Oct 18, 2020 |
| Transfer Doc | 0055730753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40334 BABB RD, UMATILLA, FL 32784-9380 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 921 DOUGLAS AVE 200, 200, ALTAMONTE SPRINGS, FL 32714-5202 |
| Document Number | 0055350195 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 5535/195 |
| Instrument | 2020096286 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 30, 2020 |
| Property Address | 40334 BABB RD, UMATILLA, FL 32784-9380 |
| Document Number | 0055730753 |
| Book / Page | 005573 / 000753 |
| Instrument Date | Oct 18, 2020 |
| Instrument | 122013 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40334 BABB RD UMATILLA FL 327849380, UMATILLA, FL 32784-9380 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 21, 2017 |
| Property Address | 40334 BABB RD, UMATILLA, FL 32784-9380 |
| Document Number | 0050440237 |
| Book / Page | 005044 / 000237 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 136301 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,484.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40334 BABB RD UMATILLA FL 32784, UMATILLA, FL 32784 |
| Document Number | 50440239 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 005044/000239 |
| Instrument | 136302 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2047 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,220 (+2.9%) | $399,387 (-) Land $188,650 Building $210,737 | |
| 2025 | $216,930 (+5.98%) Land $188,650 Building $28,280 | $399,387 (+24.41%) Land $188,650 Building $210,737 | |
| 2024 | $3,095.00 (+10.46%) | ||
| 2023 | $2,802.00 (+6.99%) Homeowner's exemption | $204,680 (+3%) | $321,033 (-0.71%) Land $118,500 Building $202,533 |
| 2022 | $2,619.00 Homeowner's exemption | $198,720 | $323,333 Land $120,800 Building $202,533 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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