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40322 Babb Rd, Umatilla, FL 32784 Property Records

Lake County property record for 40322 Babb Rd, Umatilla, FL 32784 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,222 sqft · built 2022
Lot Size9.25 acres (402,930 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (May 2013)
Tax Bill$760 (2024)
Deeds & MortgagesJul 2026 Mortgage
Jun 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN11-18-26-0003-000-08200

Property Details

APN / Parcel Number

Primary APN11-18-26-0003-000-08200
Alternative APNs
  • 111826000400008200
  • 3861310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,222 sqft Living Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area402,930 sqft (9.25 acres)
Garage TypeDetached
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3861310
Old Parcel Number111826000400008200
Street Address40322 BABB RD
CityUMATILLA
StateFL
Zip32784-9380
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM NW COR OF SE 1/4 RUN S 0-14-07 E 525.28 FT FOR POB RUN S 89-45-27 E 208.56 FT S 0-14-04 E 130.11 FT N 89-46-27 W 208.56
Legal Range26
Legal Township18
Legal Section11
Legal SubdivisionACREAGE & UNREC PLATS
Legal Tract3
Legal Lot Number10
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1022
Census Tract30110

Owner

Source: Lake County records · APN 11-18-26-0003-000-08200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40322 BABB RD, UMATILLA, FL 32784-9380
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK NATIONAL ASSOCIATION
Jun 30, 2021Deed of Trust, Mortgage · Construction Mortgage
MIDFLORIDA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2013 · Amount on Record
Deed SaleMay 29, 2013 · Amount on Record
Deed Document Number2013060457
Deed Book / Page4329 / 2323
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Recording DateJul 20, 2026
Property Address40322 BABB RD, UMATILLA, FL 32784-9380
Document Number0000088585
Book / Page6778 / 2267
Instrument DateJul 13, 2026
Instrument202688585
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address40322 BABB RD, UMATILLA, FL 32784-9380

Mortgage

Document Number0000088585,
DateJul 20, 2026
Book Page6778/2267
Instrument202688585
Lender
NameBANK NATIONAL ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2046
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address40322 BABB RD, UMATILLA, FL 32784-9380
Transaction TypeMortgage
Record UpdatedFeb 05, 2024
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 GEYSER CT, FAIRBANKS, AK 99712-3642

Mortgage

Document Number0057402403
DateJun 30, 2021
Book Page5740/2403
Instrument2021089720
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$398,208 (+1.27%) Land $58,388 Building $339,820$477,820 (+1.05%) Land $58,388 Building $419,432
2024$760.00 (+25%)
2023$608.00 (+148.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$393,230 (+12,044.22%)$472,842 (+411.18%) Land $58,388 Building $414,454
2022$245.00$3,238$92,500 Land $3,238 Building $89,262

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, other causes, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 490 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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