Lake County property record for 40343 Babb Rd, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,140 sqft · built 1979 |
| Lot Size | 1.17 acres (51,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Dec 2021) |
| Tax Bill | $4,574 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 11-18-26-0003-000-04700 |
| Primary APN | 11-18-26-0003-000-04700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,140 sqft Living Area |
| 1st Floor Area | 2,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 51,401 sqft (1.17 acres) |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 756 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 372 sqft |
| Porch | Open Porch |
| Porch Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1782236 |
|---|---|
| Street Address | 40343 BABB RD |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 1/4 OF W 1/2 OF NE 1/4 OF SW 1/4--LESS S 572 FT & LESS BABB RD R/W-- ORB 5862 PG 148 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Subdivision | ACREAGE OR UNREC |
| Legal Tract | 3 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 30110 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40343 BABB RD, UMATILLA, FL 32784-9381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Dec 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | May 14, 2012 · Amount on Record |
| Deed Document Number | 2021176359 |
| Deed Book / Page | 5862 / 148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40343 BABB RD, UMATILLA, FL 32784-9381 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054591960 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 5459/1960 |
| Instrument | 2020046376 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 21, 2021 |
| Property Address | 40343 BABB RD, UMATILLA, FL 32784-9381 |
| Document Number | 0058620148 |
| Book / Page | 5862 / 148 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021176359 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40343 BABB RD, UMATILLA, FL 32784-9381 |
| Name | Verified Name |
|---|---|
| Address | 40343 BABB RD, UMATILLA, FL 32784-9381 |
| Document Number | 0005862150 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 5862/150 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $329,040 (+5.98%) Land $78,803 Building $250,237 | $339,641 (+9.4%) Land $78,803 Building $260,838 | |
| 2024 | $4,574.00 (+8.31%) | ||
| 2023 | $4,223.00 (+1.86%) Homeowner's exemption Additional exemption filed | $310,463 (+0.51%) | $310,463 (+0.51%) Land $58,328 Building $252,135 |
| 2022 | $4,146.00 Homeowner's exemption Additional exemption filed | $308,895 | $308,895 Land $58,328 Building $250,567 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 69.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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