Lake County property record for 40233 Babb Rd, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,264 sqft · built 2003 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (Feb 2022) |
| Tax Bill | $5,538 (2024) |
| Deeds & Mortgages | Oct 2022 Line of Credit Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-18-26-0003-000-01700 |
| Primary APN | 11-18-26-0003-000-01700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,264 sqft Living Area |
| 1st Floor Area | 2,083 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 48,352 sqft (1.11 acres) |
| Lot Dimensions | 305 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 775 sqft |
| Patio Area | 190 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1406421 |
|---|---|
| Street Address | 40233 BABB RD |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 150 FT OF E 1/2 OF W 1/2 OF NE 1/4 OF SW 1/4--LESS RD R/W-- ORB 5902 PG 1357 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Subdivision | ACREAGE OR UNREC |
| Legal Tract | 3 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 30110 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 40233 BABB RD, UMATILLA, FL 32784-9028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Feb 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNET BANK OF INDIANA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2022 · Amount on Record |
| Deed Sale | Feb 24, 2022 · Amount on Record |
| Prior Sale | Sep 4, 2008 · Amount on Record |
| Deed Document Number | 2022025632 |
| Deed Book / Page | 5902 / 1357 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40233 BABB RD, UMATILLA, FL 32784-9028 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0060390082 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 6039/82 |
| Instrument | 2022136707 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 24, 2022 |
| Property Address | 40233 BABB RD, UMATILLA, FL 32784-9028 |
| Document Number | 0059021357 |
| Book / Page | 5902 / 1357 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022025632 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 204, UMATILLA, FL 32784-0204 |
| Name | Verified Name |
|---|---|
| Address | 40233 BABB RD, UMATILLA, FL 32784-9028 |
| Document Number | 0059021359 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 5902/1359 |
| Name | FIRST INTERNET BANK OF INDIANA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $407,250 (+5.98%) Land $149,459 Building $257,791 | $438,727 (+14.18%) Land $149,459 Building $289,268 | |
| 2024 | $5,538.00 (+7.6%) | ||
| 2023 | $5,147.00 (+8.24%) Homeowner's exemption Widower's exemption Additional exemption filed | $384,255 (+22.3%) | $384,255 (+22.3%) Land $128,621 Building $255,634 |
| 2022 | $4,755.00 | $314,189 | $314,189 Land $73,701 Building $240,488 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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