Lake County property record for 40228 Babb Rd, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,086 sqft · built 1976 |
| Lot Size | 1.73 acres (75,620 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $102,000 (May 1996) |
| Tax Bill | $3,510 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-18-26-0004-000-02702 |
| Primary APN | 11-18-26-0004-000-02702 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,086 sqft Living Area |
| Gross Area | 4,089 sqft |
| 1st Floor Area | 3,086 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 75,620 sqft (1.73 acres) |
| Lot Dimensions | 250 ft deep x 245 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 596 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 405 sqft |
| Deck Area | Deck Area |
| Patio Area | 795 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1406447 |
|---|---|
| Street Address | 40228 BABB RD |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FROM SW COR OF SE 1/4 RUN N ALONG W LINE OF SE 1/4 1314.77 FT N 47DEG 09MIN 47SEC E 36.8 FT TO POB RUN N PARALLEL TO W LINE OF SE 1/4 182.25 FT N 44DEG 12MIN 20SEC E 270 FT TO LAKE CRESCENT BEG AGAIN AT POB RUN N 47DEG 09MIN 47SEC E 20.2 FT N 76DEG 4 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Quarter | 4 |
| Legal Tract | 0004 |
| Legal Lot Number | 27 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 30110 |
Source: Lake County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2326, UMATILLA, FL 32784-2326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 1996 · Amount on Record |
| Deed Sale | May 21, 1996 · Amount on Record |
| Deed Book / Page | 1438 / 1565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40228 BABB RD, UMATILLA, FL 32784-9027 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2326, UMATILLA, FL 32784-2326 |
| Document Number | 0058940197 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 5894/197 |
| Instrument | 2022019079 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,400 (+2.7%) | $469,872 (-) Land $142,680 Building $327,192 | |
| 2025 | $3,510.00 (+2.51%) Homeowner's exemption | $241,870 (+5.98%) Land $142,680 Building $99,190 | $469,872 (+15.77%) Land $142,680 Building $327,192 |
| 2024 | $3,424.00 (+9.81%) | ||
| 2023 | $3,118.00 (+6.2%) Homeowner's exemption | $228,220 (+3%) | $405,871 (-11.73%) Land $89,610 Building $316,261 |
| 2022 | $2,936.00 Homeowner's exemption | $221,580 | $459,811 Land $143,550 Building $316,261 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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