St. Louis County property record for 4024 Clover Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2.25 ba · 2,832 sqft · built 1978 |
| Lot Size | 0.612 acres (26,665 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $153,500 (Jul 2002) |
| Tax Bill | $7,544 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0110-00180 |
| Primary APN | 387-0110-00180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,832 sqft Gross Area |
| 1st Floor Area | 2,256 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 26,665 sqft (0.612 acres) |
| Garage Area | 384 sqft |
| Porch | Slab |
|---|---|
| Deck Area | 128 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 723787 |
|---|---|
| Street Address | 4024 CLOVER POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0009 BLOCK:000 SERIAL # |
| Legal Subdivision | CLOVER POINT |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1271 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4146 LEMOND RD, OWATONNA, MN 55060-5042 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2002 · Amount on Record |
| Deed Sale | Jul 25, 2002 · Amount on Record |
| Deed Document Number | 2002863293 |
| Last Transfer Date | Sep 8, 2008 |
| Transfer Doc | 0001091353 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,544.00 (+26.37%) | ||
| 2025 | $5,970.00 (+9.58%) | $832,800 (+24.39%) Land $208,300 Building $624,500 | $832,800 (+24.39%) Land $208,300 Building $624,500 |
| 2024 | $5,448.00 | $669,500 (+20.67%) Land $167,000 Building $502,500 | $669,500 (+20.67%) Land $167,000 Building $502,500 |
| 2022 | $554,800 Land $150,100 Building $404,700 | $554,800 Land $150,100 Building $404,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures