4031 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 4031 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1963
Lot Size	0.455 acres (19,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Feb 2010)
Tax Bill	$3,202 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060/01582-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/01582-000-000`
Alternative APN	`792319427013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,238 sqft Living Area
Gross Area	1,463 sqft
1st Floor Area	988 sqft
Basement Area	475 sqft
Finished Basement	250 sqft
Unfinished Basement	225 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,813 sqft (0.455 acres)
Lot Dimensions	357 ft deep x 55 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4031 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 LOT 179 DOUGLAS ACRES PLAT 2
Legal Subdivision	DOUGLAS ACRES PLAT 2
Legal Lot Number	179
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1000
Census Tract	201

Owner

Source: Polk County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4031 E 28TH ST, DES MOINES, IA 50317-4203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Sep 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2010 · Amount on Record
Deed Sale	Feb 2, 2010 · Amount on Record
Prior Sale	Oct 16, 2003 · Amount on Record
Deed Document Number	201059084
Deed Book / Page	13348 / 679
Prior Transfer Date	Feb 23, 2001
Prior Transfer Doc	0000060090
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4031 E 28TH ST, DES MOINES, IA 50317-4203
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4031 E 28TH ST, DES MOINES, IA 50317-4203

Mortgage

Document Number	0000017412
Date	Mar 31, 2026
Book Page	20466/79
Instrument	2026-00017412

Lender

Name	BMO BANK NA
Type	Bank
Address	320 S CANAL ST, CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2056

Interest

Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4031 E 28TH ST, DES MOINES, IA 50317-4203
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051498
Date	Sep 26, 2023
Book Page	19609/464
Instrument	2023-00051498

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 5, 2033

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,000 (+13.74%) Land $40,900 Building $156,100	$197,000 (+13.74%) Land $40,900 Building $156,100
2024	$3,202.00 (-5.04%)
2023		$173,200 Land $35,300 Building $137,900	$173,200 Land $35,300 Building $137,900
2020	$3,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile, Verizon.

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