4107 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 4107 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,142 sqft · built 1933
Lot Size	0.909 acres (39,627 sqft)
Owner	Individual Name on Record
Tax Bill	$2,852 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-19-427-010`

Property Details

APN / Parcel Number

Primary APN	`7923-19-427-010`
Alternative APN	`060/01584-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
Gross Area	1,369 sqft
1st Floor Area	906 sqft
Attic Area	236 sqft
Basement Area	227 sqft

Exterior

Year Built	Built 1933
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,627 sqft (0.909 acres)
Lot Dimensions	357 ft deep x 111 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	110 sqft
Deck Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4107 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 181 DOUGLAS ACRES PLAT 2
Legal Range	23W
Legal Township	79N
Legal Section	19
Legal Subdivision	DOUGLAS ACRES PLAT 2
Legal Lot Number	181
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1000
Census Tract	201

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4107 E 28TH ST, DES MOINES, IA 50317-4220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 4, 2017	Quit Claim Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Aug 1, 2003 · Amount on Record
Last Transfer Date	Apr 4, 2017
Transfer Doc	0000082042
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4107 E 28TH ST, DES MOINES, IA 50317-4220
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010304
Date	Feb 1, 2021
Book Page	18334/31
Instrument	2021-00010304

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Apr 4, 2017
Property Address	4107 E 28TH ST, DES MOINES, IA 50317-4220
Document Number	0000082042
Book / Page	016428 / 000297
Instrument Date	Mar 27, 2017
Instrument	82042
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 E 28TH ST DES MOINES IA 503174220, DES MOINES, IA 50317-4220

Mortgage

Document Number	82043
Date	Apr 4, 2017
Book Page	016428/000298
Instrument	82043

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$200,300 (+14.85%) Land $54,900 Building $145,400	$200,300 (+14.85%) Land $54,900 Building $145,400
2024	$2,852.00 (-14.41%)
2023		$174,400 Land $47,400 Building $127,000	$174,400 Land $47,400 Building $127,000
2020	$3,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000

May also be available: AT&T, Google Fiber, Metronet, Verizon.

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