4016 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 4016 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 876 sqft · built 1959
Lot Size	0.454 acres (19,813 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Dec 2019)
Tax Bill	$3,544 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-19-426-029`

Property Details

APN / Parcel Number

Primary APN	`7923-19-426-029`
Alternative APN	`060/01602-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	876 sqft Living Area
Gross Area	1,340 sqft
1st Floor Area	876 sqft
Basement Area	864 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,813 sqft (0.454 acres)
Lot Dimensions	357 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4016 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LOT 195 DOUGLAS ACRES PLAT 2
Legal Range	23W
Legal Township	79N
Legal Section	19
Legal Subdivision	DOUGLAS ACRES PLAT 2
Legal Lot Number	195
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1001
Census Tract	201

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4016 E 28TH ST, DES MOINES, IA 50317-4204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 17, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 17, 2017	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	2019-00054146
Deed Book / Page	17631 / 0752
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4016 E 28TH ST, DES MOINES, IA 50317-4204
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019223
Date	Feb 24, 2021
Book Page	18378/212
Instrument	2021-00019223

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 17, 2019
Property Address	4016 E 28TH ST, DES MOINES, IA 50317-4204
Document Number	0000054146
Book / Page	17631 / 0752
Instrument Date	Dec 14, 2019
Instrument	2019-00054146
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 E 28TH ST, DES MOINES, IA 50317-4204

Mortgage

Document Number	0000054148
Date	Dec 17, 2019
Instrument	2019-00054148

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jan 17, 2017
Property Address	4016 E 28TH ST, DES MOINES, IA 50317-4204
Document Number	201600062290
Book / Page	16346 / 0349
Instrument Date	Dec 22, 2016
Instrument	2016-00062290
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4016 E 28TH ST, DES MOINES, IA 50317-4204

Mortgage

Document Number	201600062292
Date	Jan 17, 2017
Book Page	16346/0353
Instrument	2016-00062292

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$201,200 (+13.99%) Land $40,900 Building $160,300	$201,200 (+13.99%) Land $40,900 Building $160,300
2024	$3,544.00 (+5.79%)
2023		$176,500 Land $35,300 Building $141,200	$176,500 Land $35,300 Building $141,200
2020	$3,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000

May also be available: AT&T, Google Fiber, Metronet, Verizon.

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