4104 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 4104 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,079 sqft · built 1939
Lot Size	1 acres (43,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000 (Aug 2018)
Tax Bill	$4,110 (2024)
Deeds & Mortgages	Jun 2025 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-19-426-038`

Property Details

APN / Parcel Number

Primary APN	`7923-19-426-038`
Alternative APNs	`060/01598-002-000` `06001598001000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,079 sqft Living Area
Gross Area	1,278 sqft
1st Floor Area	799 sqft
Attic Area	280 sqft
Basement Area	799 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1939
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Steel Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,581 sqft (1 acres)
Lot Dimensions	357 ft deep x 111 ft wide
Garage Type	Mixed
Garage Area	1,252 sqft
Parking Spaces	4 Parking Spaces
Pool Area	20 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Old Parcel Number	06001598001000
Street Address	4104 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 2017-213 BK 16747 PG 837 COM SE COR LOT 194 THN N 155.88F TO POB THN W 357.32F N 10.64F E 357.4F S 10.64F TO POB BNG
Legal Range	23W
Legal Township	79N
Legal Section	19
Legal Subdivision	DOUGLAS ACRES PLAT 2
Legal Lot Number	192,194
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1001
Census Tract	201

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4104 E 28TH ST, DES MOINES, IA 50317-4255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOMESERVICES LENDING LLC
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU
Jan 19, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Jul 3, 2007 · Amount on Record
Deed Document Number	2018-00014278
Deed Book / Page	12269 / 0754
Record Updated	Jun 7, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4104 E 28TH ST, DES MOINES, IA 50317-4255
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 NE BROOK HAVEN DR, ANKENY, IA 50021-4527

Mortgage

Document Number	0000035446
Date	Jun 20, 2025
Book Page	20179/332
Instrument	2025-00035446

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company
Address	2900 100TH ST STE 109, URBANDALE, IA 50322

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4104 E 28TH ST, DES MOINES, IA 50317-4255
Document Number	0000047877
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4104 E 28TH ST DES MOINES IA 503174255, DES MOINES, IA 50317-4255

Mortgage

Document Number	0000047877
Date	Dec 19, 2018
Book Page	017187/000742
Instrument	47877

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 18, 2028

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4104 E 28TH ST, DES MOINES, IA 50317-4255
Document Number	0000058581
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4104 E 28TH ST DES MOINES IA 503174255, DES MOINES, IA 50317-4255

Mortgage

Document Number	0000058581
Date	Jan 24, 2018
Book Page	016799/000511
Instrument	58581

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,100 (+13.39%) Land $57,600 Building $174,500	$232,100 (+13.39%) Land $57,600 Building $174,500
2024	$4,110.00 (-1.11%)
2023		$204,700 Land $49,800 Building $154,900	$204,700 Land $49,800 Building $154,900
2020	$4,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000

May also be available: AT&T, Google Fiber, Metronet, Verizon.

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