4021 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 4021 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,350 sqft · built 2019
Lot Size	0.819 acres (35,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Oct 2018)
Tax Bill	$4,532 (2024)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-19-427-038`

Property Details

APN / Parcel Number

Primary APN	`7923-19-427-038`
Alternative APN	`060/01580-003-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	2,588 sqft
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft
Finished Basement	1,100 sqft

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	35,700 sqft (0.819 acres)
Lot Dimensions	357 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	462 sqft
Deck Area	64 sqft
Patio Area	104 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4021 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 100F LOT 178 DOUGLAS ACRES PLAT 2
Legal Subdivision	DOUGLAS ACRES PLAT 2
Legal Lot Number	178
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1000
Census Tract	201

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4021 E 28TH ST, DES MOINES, IA 50317-4203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Jan 15, 2019	Deed of Trust, Mortgage VERIDIAN CU
Oct 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	May 19, 2010
Deed Document Number	2018-00034215
Deed Book / Page	17128 / 0772
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Oct 6, 2026
Property Address	4021 E 28TH ST, DES MOINES, IA 50317-4203
Document Number	0000061577
Book / Page	20680 / 197
Instrument Date	Sep 30, 2026
Instrument	202661577
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4021 E 28TH ST, DES MOINES, IA 50317-4203

Mortgage

Document Number	0000061577,
Date	Oct 6, 2026
Book Page	20680/197
Instrument	202661577

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4021 E 28TH ST, DES MOINES, IA 50317-4203
Document Number	0000054122
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4021 E 28TH ST DES MOINES IA 503174203, DES MOINES, IA 50317-4203

Mortgage

Document Number	0000054122
Date	Jan 17, 2019
Book Page	017214/000747
Instrument	54122

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2034

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 30, 2018
Property Address	4021 E 28TH ST, DES MOINES, IA 50317-4203
Document Number	0000034215
Book / Page	017128 / 000772
Instrument Date	Oct 25, 2018
Instrument	34215
Transaction Type	Transfer
Record Updated	Dec 3, 2018

Transaction

Amount	Amount Recorded
Tax	$72.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4021 E 28TH ST DES MOINES IA 503174203, DES MOINES, IA 50317-4203

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$415,300 (+14.34%) Land $52,100 Building $363,200	$415,300 (+14.34%) Land $52,100 Building $363,200
2024	$4,532.00 (+488.57%)
2023		$363,200 Land $45,000 Building $318,200	$363,200 Land $45,000 Building $318,200
2020	$770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile, Verizon.

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