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403 South St, Sumner, IA 50674 Property Records

Bremer County property record for 403 South St, Sumner, IA 50674

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,250 sqft · built 1890
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$52,500 (Jun 2008)
Tax Bill$970 (2025)
Deeds & MortgagesAug 2020 Mortgage
Feb 2018 Transfer
Flood ZoneZone X (minimal risk)
APN04-24-332-008

Property Details

APN / Parcel Number

Primary APN04-24-332-008

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,250 sqft Living Area
1st Floor Area416 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area302 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address403 SOUTH ST
CitySUMNER
StateIA
Zip50674-1539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24-93-11 A P SW W 66' N 132' LOT 19
Legal Range11W
Legal Township93N
Legal Section24
Legal SubdivisionAUDITOR PLAT SEC 24 - SUMNER
Legal Block93
Legal Lot Number19
JurisdictionBREMER IA
Township / Civil DivisionSUMNER
Census Block Group2
Census Block2024
Census Tract4700

Owner

Source: Bremer County records · APN 04-24-332-008

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address403 SOUTH ST, SUMNER, IA 50674-1539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE
Feb 20, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2008 · Amount on Record
Deed SaleJun 02, 2008 · Amount on Record
Deed Document Number20082446
Last Transfer DateJan 25, 2018
Transfer Doc2018/627
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address403 SOUTH ST, SUMNER, IA 50674-1539
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20203438
DateAug 17, 2020
Instrument20203438
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050
Interest
Rate TypeFixed Rate

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREMER IA
Recording DateFeb 20, 2018
Property Address403 SOUTH ST, SUMNER, IA 50674-1539
Document Number2018/627
Book / Page2018 / 627
Instrument DateJan 25, 2018
Instrument20180627
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 SOUTH ST, SUMNER, IA 50674-1539

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$970.00 Homeowner's exemption$88,150 (+10.88%) Land $13,200 Building $74,950$88,150 (+10.88%) Land $13,200 Building $74,950
2024$970.00 (+6.36%)
2023$79,500 Land $11,550 Building $67,950$79,500 Land $11,550 Building $67,950
2022$912.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2004–2017)
Claims Outside the SFHA1 of 9
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Northeast Iowa Telephone Company
Fiber		1,000 / 1,000
Hawkeye Telephone Company
Fiber		1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless		1,000 / 1,000
Mediacom Communications
Cable		1,000 / 50
Uniti Group
DSL · Fiber in parts of the area		200 / 20
LTD Broadband
Fixed Wireless		150 / 130

Based on FCC filings for 200 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSUMNER WATER SUPPLY
serves 2,030 people
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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