328 South St, Sumner, IA 50674 Property Records

Bremer County property record for 328 South St, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,517 sqft · built 1898
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,488 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-24-330-004`

Property Details

APN / Parcel Number

Primary APN	`04-24-330-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,517 sqft Living Area
1st Floor Area	610 sqft
Basement Area	480 sqft
Finished Basement	250 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	2,196 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	300 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	328 SOUTH ST
City	SUMNER
State	IA
Zip	50674-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-93-11 ROWE 3RD ADD LOT 52
Legal Range	11W
Legal Township	93N
Legal Section	24
Legal Subdivision	ROWE'S 3RD ADD
Legal Lot Number	52
Jurisdiction	BREMER IA
Township / Civil Division	SUMNER
Census Block Group	2
Census Block	2009
Census Tract	4700

Owner

Source: Bremer County records · APN 04-24-330-004

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	328 SOUTH ST, SUMNER, IA 50674-1557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	328 SOUTH ST, SUMNER, IA 50674-1557
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020260745
Date	Mar 13, 2026
Instrument	20260745

Lender

Name	NORTHEAST SECURITY BANK
Type	Bank
Address	SUMNER, IA 50674

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 02, 2056

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Sumner City
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,488.00 (+0.13%) Homeowner's exemption	$127,990 (+15.63%) Land $13,200 Building $114,790	$127,990 (+15.63%) Land $13,200 Building $114,790
2023		$110,690 Land $11,550 Building $99,140	$110,690 Land $11,550 Building $99,140
2022	$1,486.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2004–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Hawkeye Telephone Company Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Uniti Group DSL · Fiber in parts of the area	200 / 20
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 200 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUMNER WATER SUPPLY serves 2,030 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.