320 South St, Sumner, IA 50674 Property Records

Bremer County property record for 320 South St, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 564 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Nov 2019)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-24-330-002`

Property Details

APN / Parcel Number

Primary APN	`04-24-330-002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	564 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	320 SOUTH ST
City	SUMNER
State	IA
Zip	50674-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-93-11 ROWE 3RD ADD LOT 54
Legal Subdivision	ROWE'S 3RD ADD
Legal Lot Number	54
Jurisdiction	BREMER IA
Township / Civil Division	SUMNER
Census Block Group	2
Census Block	2009
Census Tract	4700

Owner

Source: Bremer County assessment roll, APN 04-24-330-002, as of May 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 SOUTH ST, SUMNER, IA 50674-1557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2019 · Amount on Record
Deed Sale	Nov 07, 2019 · Amount on Record
Prior Sale	Dec 20, 2010 · Amount on Record
Deed Document Number	20193805
Record Updated	Jun 07, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Nov 07, 2019
Property Address	320 SOUTH ST, SUMNER, IA 50674-1557
Document Number	20193805
Instrument Date	Oct 31, 2019
Instrument	20193805
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SOUTH ST, SUMNER, IA 50674-1557

Mortgage

Document Number	0020193806
Date	Nov 07, 2019
Instrument	20193806

Lender

Name	NORTHEAST SECURITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Bremer County assessment roll as of May 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Sumner City
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2023	$51,790 Land $11,550 Building $40,240	$51,790 Land $11,550 Building $40,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bremer County (19017C), as of January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190170047002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2004–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 200 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Hawkeye Telephone Company Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Uniti Group DSL · Fiber in parts of the area	200 / 20
LTD Broadband Fixed Wireless	150 / 130

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA0970006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUMNER WATER SUPPLY serves 2,030 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.