321 South St, Sumner, IA 50674 Property Records

Bremer County property record for 321 South St, Sumner, IA 50674

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1976
Lot Size0.657 acres (28,619 sqft)
Owner2 Individual Names on File
Last Sale$122,000 (Jul 2019)
Tax Bill$2,326 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-24-332-006

Property Details

APN / Parcel Number

Primary APN04-24-332-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
Basement Area1,152 sqft
Finished Basement400 sqft
Unfinished Basement1,152 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area28,619 sqft (0.657 acres)
Lot Dimensions267 ft deep x 107 ft wide
Garage TypeDetached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area297 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address321 SOUTH ST
CitySUMNER
StateIA
Zip50674-1537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24-93-11 A P NE SW E 6 1/2 RD OF W 10 1/2 RD LOT 18
Legal Range11W
Legal Township93N
Legal Section24
Legal SubdivisionAUDITOR PLAT SEC 24 - SUMNER
Legal Block93
Legal Lot Number18
JurisdictionBREMER IA
Township / Civil DivisionSUMNER
Census Block Group2
Census Block2024
Census Tract4700

Owner

Source: Bremer County records · APN 04-24-332-006

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address321 SOUTH ST, SUMNER, IA 50674-1537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2019 · Amount on Record
Deed SaleJul 02, 2019 · Amount on Record
Prior SaleJul 10, 2014 · Amount on Record
Deed Document Number20191978
Prior Transfer DateJul 26, 2012
Prior Transfer Doc20123384
Record UpdatedSep 20, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateJul 02, 2019
Property Address321 SOUTH ST, SUMNER, IA 50674-1537
Document Number20191978
Instrument DateJul 01, 2019
Instrument20191978
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 SOUTH ST, SUMNER, IA 50674-1537

Mortgage

Document Number20191979
DateJul 02, 2019
Instrument20191979
Lender
NameNORTHEAST SECURITY BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0020191978
DateJul 02, 2019
Instrument20191978
Lender
NameNORTHEAST SECURITY BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,326.00$168,390 (+17.84%) Land $25,680 Building $142,710$168,390 (+17.84%) Land $25,680 Building $142,710
2024$2,326.00 (+13.02%)
2023$142,900 Land $22,470 Building $120,430$142,900 Land $22,470 Building $120,430
2022$2,058.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2004–2017)
Claims Outside the SFHA1 of 9
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000
Hawkeye Telephone Company
Fiber
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
1,000 / 1,000
Mediacom Communications
Cable
1,000 / 50
Uniti Group
DSL · Fiber in parts of the area
200 / 20
LTD Broadband
Fixed Wireless
150 / 130

Based on FCC filings for 200 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSUMNER WATER SUPPLY
serves 2,030 people
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on South St

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