Bremer County property record for 402 South St, Sumner, IA 50674
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 888 sqft · built 1900 |
| Lot Size | 0.997 acres (43,429 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,500 (Dec 2021) |
| Tax Bill | $1,934 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Dec 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-24-327-014 |
| Primary APN | 04-24-327-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 500 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,429 sqft (0.997 acres) |
| Lot Dimensions | 308 ft deep x 141 ft wide |
| Garage Type | Detached |
| Garage Area | 1,552 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | 275 sqft |
| Patio Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 402 SOUTH ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-1540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-93-11 S 141.30' LOT 5 A P NE SW |
| Legal Range | 11W |
| Legal Township | 93N |
| Legal Section | 24 |
| Legal Block | 93 |
| Legal Lot Number | 5 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 4700 |
Source: Bremer County records · APN 04-24-327-014
Assessment roll updated September 18, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 SOUTH ST, SUMNER, IA 50674-1540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 28, 2021 | Legal Action/Court Order, Foreclosure · Conventional Mortgage IOWA BANKERS MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on Record |
| Deed Sale | Dec 28, 2021 · Amount on Record |
| Prior Sale | Jul 06, 2009 · Amount on Record |
| Deed Document Number | 20216180 |
| Prior Transfer Date | Jul 01, 2009 |
| Prior Transfer Doc | 0020093149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Dec 07, 2023 |
| Property Address | 402 SOUTH ST, SUMNER, IA 50674-1540 |
| Document Number | 0020233506 |
| Map Reference | MB A PG 66&67 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 20233506 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 SOUTH ST, SUMNER, IA 50674-1540 |
| Document Number | 0020233507 |
|---|---|
| Date | Dec 07, 2023 |
| Instrument | 20233507 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Dec 28, 2021 |
| Property Address | 402 SOUTH ST, SUMNER, IA 50674-1540 |
| Document Number | 0020216180 |
| Map Reference | MB A PG 67 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 20216180 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169.60 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 SOUTH ST, SUMNER, IA 50674-1540 |
| Document Number | 0020216181 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 20216181 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Sumner City |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,934.00 | $132,850 (+12.85%) Land $34,690 Building $98,160 | $132,850 (+12.85%) Land $34,690 Building $98,160 |
| 2024 | $1,934.00 (+19.83%) | ||
| 2023 | $117,720 Land $34,900 Building $82,820 | $117,720 Land $34,900 Building $82,820 | |
| 2022 | $1,614.00 |
Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2004–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Hawkeye Telephone Company Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
Based on FCC filings for 200 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUMNER WATER SUPPLY serves 2,030 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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