403 Monroe St, Delta, OH 43515 Property Records

Fulton County property record for 403 Monroe St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,266 sqft · built 1940
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Aug 2018)
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-058132-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-058132-00.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	1,266 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	132 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Patio Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	403 MONROE ST
City	DELTA
State	OH
Zip	43515-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	GATES & KENNEDY ADDITION LOT 1 & S PT ALLEY
Legal Subdivision	GATES & KENNEDY ADDITION
Legal Lot Number	1
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	1
Census Block	1014
Census Tract	40400

Owner

403 Monroe St is owned and occupied by an individual who bought it in August 2018.

Source: Fulton County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	403 MONROE ST, DELTA, OH 43515-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 30, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN NATIONWIDE MORTGAGE COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	2018248815
Deed Book / Page	349 / 1931
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	403 MONROE ST, DELTA, OH 43515-1029
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MONROE ST, DELTA, OH 43515-1029

Mortgage

Document Number	00378/5036
Date	Nov 1, 2023
Book Page	378/5036
Instrument	202300003987

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Mar 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	403 MONROE ST, DELTA, OH 43515-1029
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	NOT AVAILABLE, FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	365/3014
Date	Mar 5, 2021
Book Page	365/3014
Instrument	202100001307

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Aug 30, 2018
Property Address	403 MONROE ST, DELTA, OH 43515-1029
Document Number	00349/1931
Book / Page	0349 / 1931
Instrument Date	Aug 22, 2018
Instrument	201800248815
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MONROE ST, DELTA, OH 43515-1029

Mortgage

Document Number	201800248816
Date	Aug 30, 2018
Instrument	201800248816

Lender

Name	AMERICAN NATIONWIDE MORTGAGE COMPAN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 403 Monroe St was $2,306, down 5.2% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,306.00 (-5.18%)	$51,490 (-) Land $6,270 Building $45,220	$147,100 (-) Land $17,900 Building $129,200
2024	$2,432.00 (-0.9%)	$51,490 (-) Land $6,270 Building $45,220	$147,100 (-) Land $17,900 Building $129,200
2023	$2,454.00 (+7.68%)	$51,490 (+28.69%) Land $6,270 Building $45,220	$147,100 Land $17,900 Building $129,200
2022	$2,279.00	$40,010 Land $5,220 Building $34,790
2020			$114,300 Land $14,900 Building $99,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Monroe St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2013–2019)
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monroe St

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