307 Monroe St, Delta, OH 43515 Property Records

Fulton County property record for 307 Monroe St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 2019
Lot Size	0.224 acres (9,766 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jul 2025)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage May 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-058200-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-058200-00.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	3,472 sqft
1st Floor Area	1,256 sqft
Upper Floors Area	648 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,766 sqft (0.224 acres)
Lot Dimensions	132 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	844 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	307 MONROE ST
City	DELTA
State	OH
Zip	43515-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GATES & KENNEDY ADDITION LOT 16
Legal Range	00
Legal Township	00
Legal Section	16
Legal Subdivision	GATES & KENNEDY ADDITION
Legal Lot Number	16
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	2
Census Block	2009
Census Tract	40400

Owner

307 Monroe St is owned and occupied by two individuals who bought it in July 2025.

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	307 MONROE ST, DELTA, OH 43515-1137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUPERIOR CU
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU
Sep 9, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on File
Deed Sale	Jul 8, 2025 · Amount on File
Prior Sale	Aug 19, 2024 · Amount on File
Deed Document Number	20252941
Deed Book / Page	385 / 4122
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Jul 8, 2025
Property Address	307 MONROE ST, DELTA, OH 43515-1137
Document Number	00385/4122
Book / Page	385 / 4122
Instrument Date	Jul 3, 2025
Instrument	202500002941
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 MONROE ST, DELTA, OH 43515-1137

Mortgage

Document Number	202500002942
Date	Jul 8, 2025
Instrument	202500002942

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	307 MONROE ST, DELTA, OH 43515-1137
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000377/342
Date	May 19, 2023
Book Page	377/342
Instrument	202300001869

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 15, 2043

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	307 MONROE ST, DELTA, OH 43515-1137
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 MONROE ST, DELTA, OH 43515-1137

Mortgage

Document Number	00372/1503
Date	Apr 11, 2022
Book Page	372/1503
Instrument	202200001810

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Apr 28, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Sep 9, 2019
Property Address	307 MONROE ST, DELTA, OH 43515-1137
Document Number	00356/0418
Book / Page	0356 / 0418
Instrument Date	Sep 6, 2019
Instrument	201900254614
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	307 MONROE ST, DELTA, OH 43515-1137

Tax Assessment & Valuation

The 2025 property tax bill for 307 Monroe St was $3,193, down 5.3% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,193.00 (-5.31%)	$73,020 (+18.65%) Land $6,690 Building $66,330	$208,600 (-) Land $19,100 Building $189,500
2024	$3,372.00 (+15.05%)	$61,540 (-) Land $6,690 Building $54,850	$208,600 (+18.66%) Land $19,100 Building $189,500
2023	$2,931.00 (+21.17%)	$61,540 (+48.47%) Land $6,690 Building $54,850	$175,800 Land $19,100 Building $156,700
2022	$2,419.00	$41,450 Land $5,570 Building $35,880
2020			$118,400 Land $15,900 Building $102,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 307 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 307 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monroe St

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