404 Monroe St, Delta, OH 43515 Property Records

Fulton County property record for 404 Monroe St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,170 sqft · built 1929
Lot Size	0.212 acres (9,239 sqft)
Owner	Company Name on Record
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-060100-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-060100-00.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,422 sqft
1st Floor Area	1,170 sqft
Attic	Attic
Attic Area	252 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,239 sqft (0.212 acres)
Lot Dimensions	154 ft deep x 60 ft wide
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	404 MONROE ST
City	DELTA
State	OH
Zip	43515-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	THOMPSONS SUB DIVISION LOT 1
Legal Range	00
Legal Township	00
Legal Section	01
Legal Subdivision	THOMPSONS SUB DIVISION
Legal Lot Number	1
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	2
Census Block	2010
Census Tract	40400

Owner

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	404 MONROE ST, DELTA, OH 43515-1030
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FINANCIAL CREDIT U
Aug 22, 2023	Intrafamily Transfer, Transfer
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FINANCIAL CU
Jul 18, 2023	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Aug 17, 2023
Transfer Doc	000378/284
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	404 MONROE ST, DELTA, OH 43515-1030
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MONROE ST, DELTA, OH 43515-1030

Mortgage

Document Number	000387/483
Date	Oct 14, 2025
Book Page	387/483
Instrument	202500004445

Lender

Name	CORNERSTONE COMMUNITY FINANCIAL CREDIT U
Address	2955 UNIVERSITY DR, AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 9, 2035

Interest

Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FULTON OH
Recording Date	Aug 22, 2023
Property Address	404 MONROE ST, DELTA, OH 43515-1030
Document Number	000378/284
Book / Page	378 / 284
Map Reference	VOL 15 PG 465
Instrument Date	Aug 17, 2023
Instrument	202300003053
Transaction Type	Transfer
Record Updated	Sep 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MONROE ST, DELTA, OH 43515-1030
Mail Care Of	CHERYL MICHALKIEWICZ

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	404 MONROE ST, DELTA, OH 43515-1030
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MONROE ST, DELTA, OH 43515-1030

Mortgage

Document Number	00375/2253
Date	Dec 19, 2022
Book Page	375/2253
Instrument	202200005703

Lender

Name	CORNERSTONE COMMUNITY FINANCIAL CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	FULTON OH
Recording Date	Jul 18, 2023
Property Address	404 MONROE ST, DELTA, OH 43515-1030
Document Number	00377/4207
Book / Page	377 / 4207
Map Reference	VOL 15 PG 465
Instrument Date	Jan 2, 2023
Instrument	202300002630
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MONROE ST, DELTA, OH 43515-1030

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00 (-6.7%)	$48,550 (-) Land $6,340 Building $42,210	$138,700 (-) Land $18,100 Building $120,600
2024	$1,776.00 (-3.32%) Homeowner's exemption	$48,550 (-) Land $6,340 Building $42,210	$138,700 (-) Land $18,100 Building $120,600
2023	$1,837.00 (+13.61%) Homeowner's exemption	$48,550 (+28.54%) Land $6,340 Building $42,210	$138,700 (+28.54%) Land $18,100 Building $120,600
2022	$1,617.00 Homeowner's exemption	$37,770 Land $5,290 Building $32,480
2020			$107,900 Land $15,100 Building $92,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monroe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures