405 Monroe St, Delta, OH 43515 Property Records

Fulton County property record for 405 Monroe St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1900
Lot Size	0.618 acres (26,929 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (May 2022)
Tax Bill	$2,462 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-061260-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-061260-00.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	1,040 sqft
Upper Floors Area	800 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	26,929 sqft (0.618 acres)
Lot Dimensions	306 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	405 MONROE ST
City	DELTA
State	OH
Zip	43515-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	7E-7N-12 PT W1/2 SE PAR 87 & S PT ALLEY & N 1/2 ALLEY
Legal Range	07E
Legal Township	07N
Legal Section	12
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	1
Census Block	1014
Census Tract	40400

Owner

Source: Fulton County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 MONROE ST, DELTA, OH 43515-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Survivorship Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	20222311
Deed Book / Page	372 / 3786
Record Updated	Sep 20, 2026

May 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FULTON OH
Recording Date	May 6, 2022
Property Address	405 MONROE ST, DELTA, OH 43515-1029
Document Number	00372/3786
Book / Page	372 / 3786
Instrument Date	Apr 1, 2022
Instrument	202200002311
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	405 MONROE ST, DELTA, OH 43515-1029

Mortgage

Document Number	202200002312
Date	May 6, 2022
Instrument	202200002312

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	405 MONROE ST, DELTA, OH 43515-1029
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0348/0192
Date	Jun 20, 2018
Book Page	0348/0192
Instrument	201800247605

Lender

Name	THE STATE BANK
Type	Bank
Address	DELTA, OH 43515

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,462.00 (-5.2%)	$54,990 (-) Land $9,310 Building $45,680	$157,100 (-) Land $26,600 Building $130,500
2024	$2,597.00 (-0.88%)	$54,990 (-) Land $9,310 Building $45,680	$157,100 (-) Land $26,600 Building $130,500
2023	$2,620.00 (+8.99%)	$54,990 (+27.32%) Land $9,310 Building $45,680	$157,100 (+27.31%) Land $26,600 Building $130,500
2022	$2,404.00 Homeowner's exemption	$43,190 Land $7,770 Building $35,420
2020			$123,400 Land $22,200 Building $101,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2013–2019)
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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