407 Monroe St, Delta, OH 43515 Property Records

Fulton County property record for 407 Monroe St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1900
Lot Size	0.421 acres (18,347 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Apr 2019)
Tax Bill	$1,515 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-061268-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-061268-00.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	876 sqft
Upper Floors Area	564 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	18,347 sqft (0.421 acres)
Lot Dimensions	311 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Patio Area	168 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	407 MONROE ST
City	DELTA
State	OH
Zip	43515-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	7E-7N-12 PT W1/2 SE PAR 88 S 59.19 X 311FT
Legal Range	07E
Legal Township	07N
Legal Section	12
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	1
Census Block	1014
Census Tract	40400

Owner

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 MONROE ST, DELTA, OH 43515-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Apr 30, 2019	Executor's Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	2019252455
Deed Book / Page	353 / 2318
Prior Transfer Date	Jan 10, 2011
Prior Transfer Doc	0297/0765
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Recording Date	Apr 29, 2026
Property Address	407 MONROE ST, DELTA, OH 43515-1029
Document Number	0000001772
Book / Page	389 / 3940
Instrument Date	Apr 21, 2026
Instrument	20261772
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MONROE ST, DELTA, OH 43515-1029

Mortgage

Document Number	0000001772,
Date	Apr 29, 2026
Book Page	389/3940
Instrument	20261772

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	FULTON OH
Recording Date	Apr 30, 2019
Property Address	407 MONROE ST, DELTA, OH 43515-1029
Document Number	0353/2318
Book / Page	0353 / 2318
Instrument Date	Apr 29, 2019
Instrument	201900252455
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	407 MONROE ST, DELTA, OH 43515-1029

Mortgage

Document Number	201900252456
Date	Apr 30, 2019
Instrument	201900252456

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,515.00 (-5.37%)	$34,620 (-) Land $7,000 Building $27,620	$98,900 (-) Land $20,000 Building $78,900
2024	$1,601.00 (-0.87%)	$34,620 (-) Land $7,000 Building $27,620	$98,900 (-) Land $20,000 Building $78,900
2023	$1,615.00 (+6.32%) Homeowner's exemption	$34,620 (+26.95%) Land $7,000 Building $27,620	$98,900 (+26.96%) Land $20,000 Building $78,900
2022	$1,519.00 Homeowner's exemption	$27,270 Land $5,850 Building $21,420
2020			$77,900 Land $16,700 Building $61,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2013–2019)
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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