Westmoreland County property record for 314 Monroe Point Dr, Colonial Beach, VA 22443
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,744 sqft · built 2007 |
| Owner | Individual Name on Record |
| Tax Bill | $1,307 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 3A8-1-D1-27 |
| Primary APN | 3A8-1-D1-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,744 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Parking Spaces | 1 Parking Space |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26089 |
|---|---|
| Old Parcel Number | 3A8-1-D1-27 |
| Street Address | 314 MONROE POINT DR |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-1940 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MONROE POINT PAR D1 LOT 27DB 833 PG 302 |
| Legal Lot Number | 27 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 10401 |
Source: Westmoreland County records, as of January 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 MONROE POINT DR, COLONIAL BEACH, VA 22443-1940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC |
| Feb 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANLENDERS OF AMERICA INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2012 |
| Deed Sale | Mar 6, 2012 |
| Deed Document Number | 0000833302 |
| Deed Book / Page | 774 / 710 |
| Prior Transfer Date | Sep 13, 2007 |
| Prior Transfer Doc | 0000774710 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 314 MONROE POINT DR, COLONIAL BEACH, VA 22443-1940 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0009520850 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 09520850 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 314 MONROE POINT DR, COLONIAL BEACH, VA 22443-1940 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | TRUE CONCEPT TITLE, TRUE CONCEPT TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 09400909 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 09400909 |
| Name | LOANLENDERS OF AMERICA INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,307.00 (+4.98%) | $311,300 (-) Land $53,900 Building $257,400 | $311,300 (-) Land $53,900 Building $257,400 |
| 2023 | $311,300 Land $53,900 Building $257,400 | $311,300 Land $53,900 Building $257,400 | |
| 2022 | $1,245.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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