403 E Center St, Troy, IL 62294 Property Records

Madison County property record for 403 E Center St, Troy, IL 62294 · Last verified July 2026

Property Highlights

Property TypeVacant Land > Residential
Bedrooms3 Beds
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 1930
Square Footage1,344 sqft Total Area
Lot Size54,014 sqft (1.24 acres)
Tax Bill$1,053.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-1-22-10-00-000-012

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,344 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1930
Architectural StyleConventional Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Lot Area54,014 sqft (1.24 acres)
Patio Area168 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address403 E CENTER ST
CityTROY
StateIL
Zip62294-1916
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal DescriptionTRI TR SW PT NW 410 (S) X 249 IRR
JurisdictionMADISON IL
Minor Civil DivisionJARVIS
Census Blockgroup3
Census Block3010
Census Tract403531

Owner

Source: Madison County records · APN 09-1-22-10-00-000-012

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address415 E CENTER ST, TROY, IL 62294-1916
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Transfer on Death Deed, Transfer
Sep 22, 2022Warranty Deed, Transfer · Conventional Mortgage
FCB BANKS
Mar 18, 2022Quit Claim Deed, Transfer
GUARANTEE TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 25, 2025
Deed SaleNov 25, 2025
Prior SaleSep 22, 2022 · Amount on Record
Deed Doc Number202533327
Prior Transfer DateOct 16, 2025
Prior Transfer Doc0000033327
Record RefreshedSep 20, 2026

November 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMADISON IL
Recording DateNov 25, 2025
Property Address403 E CENTER ST, TROY, IL 62294-1916
Document Number0000033327
Map ReferenceBK 1244 PG 6
Instrument DateOct 16, 2025
Instrument2025R33327
Transaction TypeTransfer
Record UpdatedDec 24, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address415 E CENTER ST, TROY, IL 62294-1916

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 BLOSSOM LN, SAINT LOUIS, MO 63119-1211

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateSep 22, 2022
Property Address403 E CENTER ST, TROY, IL 62294-1916
Document Number0000031071
Instrument DateSep 20, 2022
Instrument2022R31071
Transaction TypeTransfer
Record UpdatedJul 20, 2023
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$85.50
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1038 WOODLAND TRAILS DR, FENTON, MO 63026-5062

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address415 E CENTER ST, TROY, IL 62294-1916

Mortgage

Document Number0000031073
DateSep 22, 2022
Instrument2022R31073
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON IL
Recording DateMar 18, 2022
Property Address403 E CENTER ST, TROY, IL 62294-1916
Document Number0000009543
Map ReferenceBK 1244 PG 6
Instrument DateDec 22, 2021
Instrument2022R09543
Transaction TypeTransfer
Record UpdatedJul 20, 2023
Title CompanyGUARANTEE TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E CENTER ST, TROY, IL 62294-1916

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,053.00 (+6.15%)$15,230 (+7.25%) Land $15,230$45,690 (+7.25%) Land $45,690
2024$992.00 (+11.96%)$14,200 (+19.63%) Land $14,200$42,600 (+19.51%) Land $42,600
2022$886.00$11,870 Land $11,870$35,646 Land $35,646

Flood & Wildfire

Our records do not include FEMA flood map data for 403 E Center St; wildfire exposure is direct.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
1st percentile of exposed land nationally · 6th in Illinois
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Center St

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