Madison County property record for 415 E Center St, Troy, IL 62294 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,080 sqft · built 1955 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,627 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2025 Transfer + 3 more |
| APN | 09-1-22-10-00-000-014 |
| Primary APN | 09-1-22-10-00-000-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 82,328 sqft (1.89 acres) |
| Lot Dimensions | 512 ft deep x 225 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 415 E CENTER ST |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR SW/C NW EXC R-O-W 225X512.7 IRR |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 403531 |
Source: Madison County records · APN 09-1-22-10-00-000-014
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4820 W MAIN ST, BELLEVILLE, IL 62226-4723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Line of Credit FCB BANKS |
| Nov 25, 2025 | Transfer on Death Deed, Transfer |
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ST LOUIS BANK |
| Feb 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COLLINSVILLE BANK |
| May 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKERS SOLUTIONS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 |
| Deed Sale | Nov 25, 2025 |
| Prior Sale | Mar 09, 2016 · Amount on Record |
| Deed Document Number | 202533294 |
| Prior Transfer Date | Oct 16, 2025 |
| Prior Transfer Doc | 0000033294 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 415 E CENTER ST, TROY, IL 62294-1916 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007476 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026R07476 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Nov 25, 2025 |
| Property Address | 415 E CENTER ST, TROY, IL 62294-1916 |
| Document Number | 0000033294 |
| Map Reference | BK 4663 PG 2631 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025R33294 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 E CENTER ST, TROY, IL 62294-1916 |
| Name | Verified Name |
|---|---|
| Address | 415 E CENTER ST, TROY, IL 62294-1916 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 415 E CENTER ST, TROY, IL 62294-1916 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009741 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021R09741 |
| Name | ST LOUIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 415 E CENTER ST, TROY, IL 62294-1916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ABSTRACTS AND TITLES INC |
| Name | Verified Name |
|---|
| Document Number | 0000006315 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 2017R06315 |
| Name | FIRST COLLINSVILLE BANK |
|---|---|
| Type | Bank |
| Address | COLLINSVILLE, IL 62234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 415 E CENTER ST, TROY, IL 62294-1916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000014225 |
|---|---|
| Date | May 05, 2020 |
| Instrument | 2020R14225 |
| Name | BROKERS SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,627.00 (+7.06%) Homeowner's exemption | $78,250 (+7.24%) Land $19,280 Building $58,970 | $234,750 (+7.24%) Land $57,840 Building $176,910 |
| 2024 | $4,322.00 (+14.13%) | $72,970 (+19.62%) Land $17,980 Building $54,990 | $218,910 (+19.5%) Land $53,940 Building $164,970 |
| 2022 | $3,787.00 | $61,000 Land $15,030 Building $45,970 | $183,183 Land $45,135 Building $138,048 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194035313, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Mar 2019, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Low above 1% of the US · above 6% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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