317 E Center St, Troy, IL 62294 Property Records

Madison County property record for 317 E Center St, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,288 sqft · built 1867
Lot Size1.75 acres (76,230 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Apr 2016)
Tax Bill$6,179 (2013)
Deeds & MortgagesJan 2021 Mortgage
APN09-2-22-09-12-202-031-001

Property Details

APN / Parcel Number

Primary APN09-2-22-09-12-202-031-001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area1,288 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1867
Effective Year BuiltEffective 1984
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area76,230 sqft (1.75 acres)
Garage TypeDetached
Garage Area912 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address317 E CENTER ST
CityTROY
StateIL
Zip62294-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOUTLOTS PT OUTLOT 72 & PT OUTLOT 74 CONTAINS 1.75 AC
Legal SubdivisionPARK PLACE SUB
Legal Lot Number72
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group3
Census Block3010
Census Tract403531

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedJarvis, William W., House
listed 1988 · 1 contributing resources · NRIS 87002514

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address317 E CENTER ST, TROY, IL 62294-1611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2016 · Amount on Record
Deed SaleApr 19, 2016 · Amount on Record
Deed Document Number201612430
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address317 E CENTER ST, TROY, IL 62294-1611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000877
DateJan 6, 2021
Instrument2021R00877
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 1, 2046
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$139,310 (+28.29%) Land $18,510 Building $120,800$417,930 (+28.16%) Land $55,530 Building $362,400
2022$108,590 Land $14,430 Building $94,160$326,096 Land $43,333 Building $282,763
2013$6,179.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 16,962 people · EPA ID IL1191000
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.69 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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