Madison County property record for 315 E Center St, Troy, IL 62294 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,008 sqft Living Area |
| Lot Size | 38,896 sqft (0.892 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $278,000 (2022) |
| Tax Bill | $6,368.00 (2025) |
Source: Madison County records · APN 09-2-22-09-12-202-007
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 E CENTER ST, TROY, IL 62294-1611 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage GMFS LLC |
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKERS SOLUTIONS INC |
| Dec 17, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Nov 29, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF EDWARDSVILLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on Record |
| Deed Sale | Jul 26, 2022 · Amount on Record |
| Prior Sale | Dec 17, 2018 · Amount on Record |
| Deed Doc Number | 202224763 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jul 26, 2022 |
| Property Address | 315 E CENTER ST, TROY, IL 62294-1611 |
| Document Number | 0000024763 |
| Map Reference | PB 6 PG 75 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022R24763 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | MADISON COUNTY TITLE, MADISON COUNTY TITLE II |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $417.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7389 FLORIDA BLVD STE 200A, 200A, BATON ROUGE, LA 70806-4657 |
| Document Number | 0000024764 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2022R24764 |
| Name | GMFS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4.38% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 315 E CENTER ST, TROY, IL 62294-1611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002091 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 2020R02091 |
| Name | BROKERS SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Dec 17, 2018 |
| Property Address | 315 E CENTER ST, TROY, IL 62294-1611 |
| Document Number | 0000039386 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 39386 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $277.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 315 E CENTER ST TROY IL 622941611, TROY, IL 62294-1611 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 315 E CENTER ST, TROY, IL 62294-1611 |
| Document Number | 0000041330 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Title Company | SOUTHERN IL R/E TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 315 E CENTER ST TROY IL 622941611, TROY, IL 62294-1611 |
| Document Number | 0000041330 |
|---|---|
| Date | Dec 08, 2017 |
| Instrument | 41330 |
| Name | BANK OF EDWARDSVILLE |
|---|---|
| Type | Bank |
| Address | TROY, IL 62294 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,368.00 (+6.7%) | $98,050 (+34.74%) Land $15,040 Building $83,010 | $294,150 (+34.61%) Land $45,120 Building $249,030 |
| 2024 | $5,968.00 (+19.65%) | ||
| 2022 | $4,988.00 | $72,770 Land $11,720 Building $61,050 | $218,528 Land $35,195 Building $183,333 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 09-2-22-09-12-202-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,008 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 38,896 sqft (0.892 acres) |
| Garage Type | Attached Garage |
| Patio Area | 110 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 315 E CENTER ST |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1611 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OUTLOT LOT O L 73 192.4X 203.3 X IRR |
| Legal Subdivision | WWJARVIS SECOND ADD |
| Jurisdiction | MADISON IL |
| Minor Civil Division | JARVIS |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 403531 |
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