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403 Cascade Ln, Oswego, IL 60543 Property Records

Kendall County property record for 403 Cascade Ln, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,701 sqft · built 1997
Lot Size0.216 acres (9,398 sqft)
Owner2 Individual Names on Record
Last Sale$119,500 (Jan 1998)
Tax Bill$5,986 (2024)
Deeds & MortgagesDec 2019 Transfer
Flood ZoneZone X (minimal risk)
APN03-09-459-044

Property Details

APN / Parcel Number

Primary APN03-09-459-044

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,701 sqft Living Area
Gross Area2,101 sqft
1st Floor Area1,701 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area9,398 sqft (0.216 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address403 CASCADE LN
CityOSWEGO
StateIL
Zip60543-7304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 3 BLDG 39 WINDING WATERS OF MILL RACE CREEK CONDOS & % INTEREST IN COMMON AREA, VILLAGE OF OSWEGO.
Legal SubdivisionWINDING WATERS OF MILL RACE CREEK CONDOS
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1006
Census Tract890107

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address170 RIVER MIST DR, OSWEGO, IL 60543-8358
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 1998 · Amount on Record
Deed SaleJan 6, 1998 · Amount on Record
Deed Document Number1998121
Last Transfer DateOct 29, 2019
Transfer Doc0000019900
Record UpdatedSep 20, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENDALL IL
Recording DateDec 23, 2019
Property Address403 CASCADE LN, OSWEGO, IL 60543-7304
Document Number0000019900
Instrument DateOct 29, 2019
Instrument19900
Transaction TypeTransfer
Record UpdatedJan 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address170 RIVER MIST DR OSWEGO IL 605438358, OSWEGO, IL 60543-8358

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,812 (+44.21%) Land $10,813 Building $73,999$254,436 (+44.21%) Land $32,439 Building $221,997
2024$5,986.00
2022$58,811 Land $7,498 Building $51,313$176,433 Land $22,494 Building $153,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 units insured
incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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