402 Cascade Ln, Oswego, IL 60543 Property Records

Kendall County property record for 402 Cascade Ln, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,576 sqft · built 1996
Lot Size0.216 acres (9,396 sqft)
Owner2 Individual Names on File
Last Sale$147,000 (Jul 2011)
Tax Bill$5,729 (2024)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-09-457-013

Property Details

APN / Parcel Number

Primary APN03-09-457-013

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,576 sqft Living Area
Gross Area1,976 sqft
1st Floor Area1,576 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area9,396 sqft (0.216 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address402 CASCADE LN
CityOSWEGO
StateIL
Zip60543-7349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1 BUILDING 36 WINDING WATERS CONDOS & % INTEREST IN COMMON AREA, VILLAGE OF OSWEGO
Legal SubdivisionWINDING WATERS CONDOS
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1007
Census Tract890107

Owner

Source: Kendall County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address402 CASCADE LN, OSWEGO, IL 60543-7349
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2011 · Amount on Record
Deed SaleJul 26, 2011 · Amount on Record
Prior SaleMay 25, 2005 · Amount on Record
Deed Document Number201112092
Prior Transfer DateAug 12, 2003
Prior Transfer Doc0000030739
Record UpdatedSep 20, 2026

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENDALL IL
Recording DateOct 30, 2017
Property Address402 CASCADE LN, OSWEGO, IL 60543-7349
Document Number0000017242
Map ReferenceDOC9609515
Instrument DateOct 20, 2017
Instrument201700017242
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyWHEATLAND TITLE GUARANTY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address402 CASCADE LN, OSWEGO, IL 60543-7349

Mortgage

Document Number0000017243
DateOct 30, 2017
Instrument201700017243
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2032

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$88,000 (+44.21%) Land $13,903 Building $74,097$264,000 (+44.21%) Land $41,709 Building $222,291
2024$5,729.00
2022$61,022 Land $9,641 Building $51,381$183,066 Land $28,923 Building $154,143

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 units insured
incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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