Kendall County property record for 401 Cascade Ln, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,696 sqft · built 1997 |
| Lot Size | 0.216 acres (9,398 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Sep 2025) |
| Tax Bill | $5,373 (2024) |
| Deeds & Mortgages | Sep 2025 Sale Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-09-459-045 |
| Primary APN | 03-09-459-045 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 2,096 sqft |
| 1st Floor Area | 1,696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 9,398 sqft (0.216 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 401 CASCADE LN |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-7304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 4 BLDG 39 WINDING WATERS OF MILL RACE CREEK CONDOS & % INTEREST IN COMMON AREA, VILLAGE OF OSWEGO. |
| Legal Subdivision | WINDING WATERS OF MILL RACE CREEK CONDOS |
| Legal Lot Number | 4 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 890107 |
Source: Kendall County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 CASCADE LN, OSWEGO, IL 60543-7304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 25, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Dec 28, 2021 · Amount on Record |
| Deed Document Number | 202512419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Sep 25, 2025 |
| Property Address | 401 CASCADE LN, OSWEGO, IL 60543-7304 |
| Document Number | 0000012419 |
| Map Reference | DOC 9702754 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 202500012419 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $305.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 CASCADE LN, OSWEGO, IL 60543-7304 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Dec 28, 2021 |
| Property Address | 401 CASCADE LN, OSWEGO, IL 60543-7304 |
| Document Number | 0000033573 |
| Map Reference | DOC 9702754 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 202100033573 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | AFFINITY TITLE SERVICES/FL LLC, AFFINITY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 CASCADE LN, OSWEGO, IL 60543-7304 |
| Document Number | 0000033574 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 202100033574 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 401 CASCADE LN, OSWEGO, IL 60543-7304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000007838 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 202000007838 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,959 (+14%) Land $12,359 Building $70,600 | $248,877 (+14%) Land $37,077 Building $211,800 | |
| 2024 | $5,373.00 | $72,771 (+26.5%) Land $10,841 Building $61,930 | $218,313 (+26.5%) Land $32,523 Building $185,790 |
| 2022 | $57,526 Land $8,570 Building $48,956 | $172,578 Land $25,710 Building $146,868 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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