Kendall County property record for 400 Cascade Ln, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,273 sqft · built 1996 |
| Lot Size | 0.216 acres (9,397 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Apr 2025) |
| Tax Bill | $5,268 (2024) |
| Deeds & Mortgages | Oct 2023 Re-recorded Document Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-09-457-012 |
| Primary APN | 03-09-457-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,273 sqft Living Area |
| Gross Area | 1,673 sqft |
| 1st Floor Area | 1,273 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 9,397 sqft (0.216 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 400 CASCADE LN |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-7348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 4 WINDING WATER CONDOMINIUMS BUILDING 35 & % INTEREST IN COMMON AREA, VILLAGE OF OSWEGO |
| Legal Subdivision | WINDING WATER CONDOMINIUMS |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 890107 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 CASCADE LN, OSWEGO, IL 60543-7348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Oct 27, 2023 | Re-recorded Document STEWART TITLE |
| Sep 1, 2023 | Intrafamily Transfer, Transfer · Loan Assumption WELLS FARGO BANK NA |
| Feb 22, 2023 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2025 · Amount on Record |
| Deed Sale | Apr 7, 2025 · Amount on Record |
| Prior Sale | Mar 6, 2025 · Amount on Record |
| Deed Document Number | 20254075 |
| Prior Transfer Date | Jul 26, 2023 |
| Prior Transfer Doc | 0000009922 |
| Record Updated | Sep 20, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Oct 27, 2023 |
| Property Address | 400 CASCADE LN, OSWEGO, IL 60543-7348 |
| Document Number | 0000012560 |
| Map Reference | DOC 9508439 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 202300012560 |
| Record Updated | Dec 7, 2023 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 400 CASCADE LN, OSWEGO, IL 60543-7348 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Sep 1, 2023 |
| Property Address | 400 CASCADE LN, OSWEGO, IL 60543-7348 |
| Document Number | 0000009922 |
| Map Reference | DOC 9508439 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 202300009922 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 400 CASCADE LN, OSWEGO, IL 60543-7348 |
| Document Number | 0000009923 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 202300009923 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 22, 2023 |
| Property Address | 400 CASCADE LN, OSWEGO, IL 60543-7348 |
| Document Number | 0000001896 |
| Map Reference | DOC 9508439 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 202300001896 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 CASCADE LN, OSWEGO, IL 60543-7348 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,473 (+44.21%) Land $13,903 Building $67,570 | $244,419 (+44.21%) Land $41,709 Building $202,710 | |
| 2024 | $5,268.00 | ||
| 2022 | $56,496 Land $9,641 Building $46,855 | $169,488 Land $28,923 Building $140,565 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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