407 Cascade Ln, Oswego, IL 60543 Property Records

Kendall County property record for 407 Cascade Ln, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,331 sqft · built 1997
Lot Size0.216 acres (9,398 sqft)
OwnerCompany Name on File
Last Sale$121,500 (Jun 1997)
Tax Bill$5,485 (2024)
Deeds & MortgagesJul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN03-09-459-042

Property Details

APN / Parcel Number

Primary APN03-09-459-042

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,331 sqft Living Area
Gross Area1,731 sqft
1st Floor Area1,331 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area9,398 sqft (0.216 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address407 CASCADE LN
CityOSWEGO
StateIL
Zip60543-7304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1 BLDG 39 WINDING WATERS OF MILL RACE CREEK CONDOS & % INTEREST IN COMMON AREA, VILLAGE OF OSWEGO.
Legal SubdivisionWINDING WATERS OF MILL RACE CREEK CONDOS
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1006
Census Tract890107

Owner

407 Cascade Ln is owned by a company that acquired it in July 2019.

Source: Kendall County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address407 CASCADE LN, OSWEGO, IL 60543-7304
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 1997 · Amount on File
Deed SaleJun 5, 1997 · Amount on File
Deed Document Number19975439
Last Transfer DateJul 12, 2019
Transfer Doc0000010100
Record UpdatedSep 20, 2026

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENDALL IL
Recording DateJul 24, 2019
Property Address407 CASCADE LN, OSWEGO, IL 60543-7304
Document Number0000010100
Instrument DateJul 12, 2019
Instrument10100
Transaction TypeTransfer
Record UpdatedAug 26, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address407 CASCADE LN OSWEGO IL 605437304, OSWEGO, IL 60543-7304

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,544 Land $12,359 Building $72,185$253,632 Land $37,077 Building $216,555
2024$5,485.00
2022$58,625 Land $8,570 Building $50,055$175,875 Land $25,710 Building $150,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Cascade Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 units insured
incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 Cascade Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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